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At today's rate and a 90% mortgage, the deposit on this unit is about HK$246K, with repayments around HK$10,714/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$246K · loan HK$2.21M · min. income ≈ HK$21,428/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Ho Man Tin Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 7
- Saleable Area
- 198 Saleable ft²
- Gross Area
- 263 ft²
- Efficiency
- 75%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-25 | HK$2.14M | −36.1% 4.6y · −8.0%/yr |
| 2020-11-18 | HK$3.35M | +0.0% 18.6y · 37.0%/yr |
| 2020-08-28 | HK$3.35M | +679.1% 18.4y · 37.0%/yr |
| 2002-05-10 | HK$430K | — |