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At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,244/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$395K · loan HK$3.56M · min. income ≈ HK$34,488/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 6
- Saleable Area
- 337 Saleable ft²
- Gross Area
- 423 ft²
- Efficiency
- 80%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-26 | HK$3.90M | +10.8% 0.3y |
| 2026-01-16 | HK$3.52M | +18.1% 0.3y |
| 2025-10-16 | HK$2.98M | −35.2% 3.7y · −9.0%/yr |
| 2022-01-26 | HK$4.60M | +57.0% 8.1y · 7.0%/yr |
| 2014-01-10 | HK$2.93M | +55.9% |
| 2010-11-08 | HK$1.88M | +17.5% |
| 2010-09-06 | HK$1.60M | — |