▼ 0.50% · 3.625%
HK$22,216
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,907
−HK$702/mo
Today · 4.125%
HK$23,609
baseline
▲ 0.50% · 4.625%
HK$25,046
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,218/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,715
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,378
−HK$672/mo
Today · 4.125%
HK$26,050
baseline
▲ 0.50% · 4.625%
HK$27,423
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,100/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,438
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,198
−HK$772/mo
Today · 4.125%
HK$25,970
baseline
▲ 0.50% · 4.625%
HK$27,550
+HK$1,580/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$51,940/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,187
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,916
−HK$739/mo
Today · 4.125%
HK$28,655
baseline
▲ 0.50% · 4.625%
HK$30,166
+HK$1,511/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$57,310/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,659
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,488
−HK$843/mo
Today · 4.125%
HK$28,331
baseline
▲ 0.50% · 4.625%
HK$30,055
+HK$1,724/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,662/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,658
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,453
−HK$807/mo
Today · 4.125%
HK$31,260
baseline
▲ 0.50% · 4.625%
HK$32,908
+HK$1,648/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,520/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,881
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,779
−HK$913/mo
Today · 4.125%
HK$30,692
baseline
▲ 0.50% · 4.625%
HK$32,559
+HK$1,867/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,384/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,130
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,991
−HK$874/mo
Today · 4.125%
HK$33,865
baseline
▲ 0.50% · 4.625%
HK$35,651
+HK$1,786/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,730/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,102
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,070
−HK$983/mo
Today · 4.125%
HK$33,053
baseline
▲ 0.50% · 4.625%
HK$35,064
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,106/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,601
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,529
−HK$941/mo
Today · 4.125%
HK$36,470
baseline
▲ 0.50% · 4.625%
HK$38,393
+HK$1,923/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,940/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,324
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,361
−HK$1,053/mo
Today · 4.125%
HK$35,414
baseline
▲ 0.50% · 4.625%
HK$37,568
+HK$2,154/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,828/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,073
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,067
−HK$1,008/mo
Today · 4.125%
HK$39,075
baseline
▲ 0.50% · 4.625%
HK$41,135
+HK$2,060/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,150/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,546
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,651
−HK$1,124/mo
Today · 4.125%
HK$37,775
baseline
▲ 0.50% · 4.625%
HK$40,073
+HK$2,298/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$75,550/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,544
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,605
−HK$1,076/mo
Today · 4.125%
HK$41,681
baseline
▲ 0.50% · 4.625%
HK$43,878
+HK$2,197/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$83,362/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,767
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,942
−HK$1,193/mo
Today · 4.125%
HK$40,135
baseline
▲ 0.50% · 4.625%
HK$42,578
+HK$2,443/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,270/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,016
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,142
−HK$1,144/mo
Today · 4.125%
HK$44,286
baseline
▲ 0.50% · 4.625%
HK$46,620
+HK$2,334/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,572/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,989
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,233
−HK$1,263/mo
Today · 4.125%
HK$42,496
baseline
▲ 0.50% · 4.625%
HK$45,082
+HK$2,586/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$84,992/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,487
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,680
−HK$1,211/mo
Today · 4.125%
HK$46,891
baseline
▲ 0.50% · 4.625%
HK$49,362
+HK$2,471/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$93,782/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,275 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).