▼ 0.50% · 3.625%
HK$3,687
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,802
−HK$117/mo
Today · 4.125%
HK$3,919
baseline
▲ 0.50% · 4.625%
HK$4,157
+HK$238/mo
Deposit HK$809K · loan HK$809K · min. income ≈ HK$7,838/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,102
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,212
−HK$112/mo
Today · 4.125%
HK$4,324
baseline
▲ 0.50% · 4.625%
HK$4,552
+HK$228/mo
Deposit HK$809K · loan HK$809K · min. income ≈ HK$8,648/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,056
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,182
−HK$128/mo
Today · 4.125%
HK$4,310
baseline
▲ 0.50% · 4.625%
HK$4,573
+HK$263/mo
Deposit HK$728K · loan HK$889K · min. income ≈ HK$8,620/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,512
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$123/mo
Today · 4.125%
HK$4,756
baseline
▲ 0.50% · 4.625%
HK$5,007
+HK$251/mo
Deposit HK$728K · loan HK$889K · min. income ≈ HK$9,512/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,425
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$140/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,988
+HK$286/mo
Deposit HK$647K · loan HK$970K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,923
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$133/mo
Today · 4.125%
HK$5,188
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$274/mo
Deposit HK$647K · loan HK$970K · min. income ≈ HK$10,376/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,794
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,943
−HK$151/mo
Today · 4.125%
HK$5,094
baseline
▲ 0.50% · 4.625%
HK$5,404
+HK$310/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$10,188/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,333
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,476
−HK$145/mo
Today · 4.125%
HK$5,621
baseline
▲ 0.50% · 4.625%
HK$5,917
+HK$296/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$11,242/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,162
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,323
−HK$163/mo
Today · 4.125%
HK$5,486
baseline
▲ 0.50% · 4.625%
HK$5,820
+HK$334/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$10,972/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,743
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,897
−HK$156/mo
Today · 4.125%
HK$6,053
baseline
▲ 0.50% · 4.625%
HK$6,372
+HK$319/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$12,106/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,703
−HK$175/mo
Today · 4.125%
HK$5,878
baseline
▲ 0.50% · 4.625%
HK$6,235
+HK$357/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$11,756/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,153
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$168/mo
Today · 4.125%
HK$6,486
baseline
▲ 0.50% · 4.625%
HK$6,827
+HK$341/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$12,972/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,900
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,083
−HK$187/mo
Today · 4.125%
HK$6,270
baseline
▲ 0.50% · 4.625%
HK$6,651
+HK$381/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$12,540/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,563
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,739
−HK$179/mo
Today · 4.125%
HK$6,918
baseline
▲ 0.50% · 4.625%
HK$7,283
+HK$365/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$13,836/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,268
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,463
−HK$199/mo
Today · 4.125%
HK$6,662
baseline
▲ 0.50% · 4.625%
HK$7,067
+HK$405/mo
Deposit HK$243K · loan HK$1.37M · min. income ≈ HK$13,324/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,974
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,161
−HK$189/mo
Today · 4.125%
HK$7,350
baseline
▲ 0.50% · 4.625%
HK$7,738
+HK$388/mo
Deposit HK$243K · loan HK$1.37M · min. income ≈ HK$14,700/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,637
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,844
−HK$209/mo
Today · 4.125%
HK$7,053
baseline
▲ 0.50% · 4.625%
HK$7,483
+HK$430/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,106/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,384
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,582
−HK$201/mo
Today · 4.125%
HK$7,783
baseline
▲ 0.50% · 4.625%
HK$8,193
+HK$410/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,566/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).