At today's rate and a 90% mortgage, the deposit on this unit is about HK$315K, with repayments around HK$13,723/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$315K · loan HK$2.83M · min. income ≈ HK$27,446/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 4號
- Saleable Area
- 497 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-29 | HK$3.07M | −26.9% 8.7y |
| 2017-03-31 | HK$4.20M | +33.3% 3.2y |
| 2014-02-06 | HK$3.15M | +200.0% 7.4y |
| 2006-08-17 | HK$1.05M | +32.9% 1.3y |
| 2005-04-30 | HK$790K | — |