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At today's rate and a 90% mortgage, the deposit on this unit is about HK$317K, with repayments around HK$13,844/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$317K · loan HK$2.86M · min. income ≈ HK$27,688/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 6號
- Saleable Area
- 497 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-04 | HK$3.03M | −6.7% 10.8y |
| 2015-03-03 | HK$3.25M | +91.0% 5.3y |
| 2009-11-05 | HK$1.70M | +25.9% 2.8y |
| 2007-02-06 | HK$1.35M | +45.2% |
| 2006-12-12 | HK$930K | +47.6% 4.4y |
| 2002-07-12 | HK$630K | — |