▼ 0.50% · 3.625%
HK$3,873
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,993
−HK$122/mo
Today · 4.125%
HK$4,115
baseline
▲ 0.50% · 4.625%
HK$4,366
+HK$251/mo
Deposit HK$849K · loan HK$849K · min. income ≈ HK$8,230/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,308
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,424
−HK$117/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,780
+HK$239/mo
Deposit HK$849K · loan HK$849K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,260
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,392
−HK$135/mo
Today · 4.125%
HK$4,527
baseline
▲ 0.50% · 4.625%
HK$4,802
+HK$275/mo
Deposit HK$764K · loan HK$934K · min. income ≈ HK$9,054/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,739
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,866
−HK$129/mo
Today · 4.125%
HK$4,995
baseline
▲ 0.50% · 4.625%
HK$5,258
+HK$263/mo
Deposit HK$764K · loan HK$934K · min. income ≈ HK$9,990/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,647
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,792
−HK$147/mo
Today · 4.125%
HK$4,939
baseline
▲ 0.50% · 4.625%
HK$5,239
+HK$300/mo
Deposit HK$679K · loan HK$1.02M · min. income ≈ HK$9,878/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,170
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,309
−HK$140/mo
Today · 4.125%
HK$5,449
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$287/mo
Deposit HK$679K · loan HK$1.02M · min. income ≈ HK$10,898/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,034
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$159/mo
Today · 4.125%
HK$5,350
baseline
▲ 0.50% · 4.625%
HK$5,676
+HK$326/mo
Deposit HK$594K · loan HK$1.10M · min. income ≈ HK$10,700/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,601
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$152/mo
Today · 4.125%
HK$5,903
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$311/mo
Deposit HK$594K · loan HK$1.10M · min. income ≈ HK$11,806/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,422
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,590
−HK$172/mo
Today · 4.125%
HK$5,762
baseline
▲ 0.50% · 4.625%
HK$6,112
+HK$350/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$11,524/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,032
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,193
−HK$164/mo
Today · 4.125%
HK$6,357
baseline
▲ 0.50% · 4.625%
HK$6,692
+HK$335/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$12,714/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,809
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,990
−HK$183/mo
Today · 4.125%
HK$6,173
baseline
▲ 0.50% · 4.625%
HK$6,549
+HK$376/mo
Deposit HK$425K · loan HK$1.27M · min. income ≈ HK$12,346/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,462
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,636
−HK$175/mo
Today · 4.125%
HK$6,811
baseline
▲ 0.50% · 4.625%
HK$7,171
+HK$360/mo
Deposit HK$425K · loan HK$1.27M · min. income ≈ HK$13,622/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,196
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,389
−HK$196/mo
Today · 4.125%
HK$6,585
baseline
▲ 0.50% · 4.625%
HK$6,985
+HK$400/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$13,170/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,893
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,078
−HK$188/mo
Today · 4.125%
HK$7,266
baseline
▲ 0.50% · 4.625%
HK$7,649
+HK$383/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$14,532/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,583
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,788
−HK$208/mo
Today · 4.125%
HK$6,996
baseline
▲ 0.50% · 4.625%
HK$7,422
+HK$426/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$13,992/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,324
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,520
−HK$200/mo
Today · 4.125%
HK$7,720
baseline
▲ 0.50% · 4.625%
HK$8,127
+HK$407/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$15,440/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,971
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,187
−HK$221/mo
Today · 4.125%
HK$7,408
baseline
▲ 0.50% · 4.625%
HK$7,859
+HK$451/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,816/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,755
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,963
−HK$211/mo
Today · 4.125%
HK$8,174
baseline
▲ 0.50% · 4.625%
HK$8,605
+HK$431/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,348/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).