▼ 0.50% · 3.625%
HK$2,477
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,554
−HK$78/mo
Today · 4.125%
HK$2,632
baseline
▲ 0.50% · 4.625%
HK$2,792
+HK$160/mo
Deposit HK$543K · loan HK$543K · min. income ≈ HK$5,264/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,755
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,829
−HK$75/mo
Today · 4.125%
HK$2,904
baseline
▲ 0.50% · 4.625%
HK$3,057
+HK$153/mo
Deposit HK$543K · loan HK$543K · min. income ≈ HK$5,808/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,724
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,809
−HK$86/mo
Today · 4.125%
HK$2,895
baseline
▲ 0.50% · 4.625%
HK$3,071
+HK$176/mo
Deposit HK$489K · loan HK$597K · min. income ≈ HK$5,790/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,031
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,112
−HK$83/mo
Today · 4.125%
HK$3,195
baseline
▲ 0.50% · 4.625%
HK$3,363
+HK$168/mo
Deposit HK$489K · loan HK$597K · min. income ≈ HK$6,390/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,972
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,065
−HK$93/mo
Today · 4.125%
HK$3,158
baseline
▲ 0.50% · 4.625%
HK$3,351
+HK$193/mo
Deposit HK$434K · loan HK$652K · min. income ≈ HK$6,316/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,306
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,395
−HK$90/mo
Today · 4.125%
HK$3,485
baseline
▲ 0.50% · 4.625%
HK$3,669
+HK$184/mo
Deposit HK$434K · loan HK$652K · min. income ≈ HK$6,970/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,220
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,320
−HK$102/mo
Today · 4.125%
HK$3,422
baseline
▲ 0.50% · 4.625%
HK$3,630
+HK$208/mo
Deposit HK$380K · loan HK$706K · min. income ≈ HK$6,844/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,582
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$97/mo
Today · 4.125%
HK$3,775
baseline
▲ 0.50% · 4.625%
HK$3,974
+HK$199/mo
Deposit HK$380K · loan HK$706K · min. income ≈ HK$7,550/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,467
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,575
−HK$110/mo
Today · 4.125%
HK$3,685
baseline
▲ 0.50% · 4.625%
HK$3,909
+HK$224/mo
Deposit HK$326K · loan HK$760K · min. income ≈ HK$7,370/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,857
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,961
−HK$105/mo
Today · 4.125%
HK$4,066
baseline
▲ 0.50% · 4.625%
HK$4,280
+HK$214/mo
Deposit HK$326K · loan HK$760K · min. income ≈ HK$8,132/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,715
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$117/mo
Today · 4.125%
HK$3,948
baseline
▲ 0.50% · 4.625%
HK$4,188
+HK$240/mo
Deposit HK$272K · loan HK$815K · min. income ≈ HK$7,896/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,133
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,244
−HK$112/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,586
+HK$230/mo
Deposit HK$272K · loan HK$815K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,963
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,086
−HK$125/mo
Today · 4.125%
HK$4,211
baseline
▲ 0.50% · 4.625%
HK$4,468
+HK$257/mo
Deposit HK$217K · loan HK$869K · min. income ≈ HK$8,422/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,409
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,527
−HK$120/mo
Today · 4.125%
HK$4,647
baseline
▲ 0.50% · 4.625%
HK$4,892
+HK$245/mo
Deposit HK$217K · loan HK$869K · min. income ≈ HK$9,294/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,210
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,341
−HK$134/mo
Today · 4.125%
HK$4,475
baseline
▲ 0.50% · 4.625%
HK$4,747
+HK$272/mo
Deposit HK$163K · loan HK$923K · min. income ≈ HK$8,950/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,684
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,810
−HK$127/mo
Today · 4.125%
HK$4,937
baseline
▲ 0.50% · 4.625%
HK$5,197
+HK$260/mo
Deposit HK$163K · loan HK$923K · min. income ≈ HK$9,874/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,458
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,597
−HK$141/mo
Today · 4.125%
HK$4,738
baseline
▲ 0.50% · 4.625%
HK$5,026
+HK$288/mo
Deposit HK$109K · loan HK$978K · min. income ≈ HK$9,476/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,960
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$135/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,503
+HK$275/mo
Deposit HK$109K · loan HK$978K · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).