▼ 0.50% · 3.625%
HK$2,283
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,354
−HK$72/mo
Today · 4.125%
HK$2,426
baseline
▲ 0.50% · 4.625%
HK$2,573
+HK$147/mo
Deposit HK$501K · loan HK$501K · min. income ≈ HK$4,852/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,540
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,608
−HK$69/mo
Today · 4.125%
HK$2,677
baseline
▲ 0.50% · 4.625%
HK$2,818
+HK$141/mo
Deposit HK$501K · loan HK$501K · min. income ≈ HK$5,354/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,511
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,589
−HK$79/mo
Today · 4.125%
HK$2,668
baseline
▲ 0.50% · 4.625%
HK$2,831
+HK$163/mo
Deposit HK$450K · loan HK$551K · min. income ≈ HK$5,336/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,793
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,868
−HK$76/mo
Today · 4.125%
HK$2,944
baseline
▲ 0.50% · 4.625%
HK$3,100
+HK$156/mo
Deposit HK$450K · loan HK$551K · min. income ≈ HK$5,888/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,739
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,824
−HK$87/mo
Today · 4.125%
HK$2,911
baseline
▲ 0.50% · 4.625%
HK$3,088
+HK$177/mo
Deposit HK$400K · loan HK$601K · min. income ≈ HK$5,822/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,047
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,129
−HK$83/mo
Today · 4.125%
HK$3,212
baseline
▲ 0.50% · 4.625%
HK$3,381
+HK$169/mo
Deposit HK$400K · loan HK$601K · min. income ≈ HK$6,424/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,968
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,060
−HK$94/mo
Today · 4.125%
HK$3,154
baseline
▲ 0.50% · 4.625%
HK$3,346
+HK$192/mo
Deposit HK$350K · loan HK$651K · min. income ≈ HK$6,308/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,301
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,390
−HK$90/mo
Today · 4.125%
HK$3,480
baseline
▲ 0.50% · 4.625%
HK$3,663
+HK$183/mo
Deposit HK$350K · loan HK$651K · min. income ≈ HK$6,960/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,196
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,295
−HK$101/mo
Today · 4.125%
HK$3,396
baseline
▲ 0.50% · 4.625%
HK$3,603
+HK$207/mo
Deposit HK$300K · loan HK$701K · min. income ≈ HK$6,792/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,555
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,651
−HK$96/mo
Today · 4.125%
HK$3,747
baseline
▲ 0.50% · 4.625%
HK$3,945
+HK$198/mo
Deposit HK$300K · loan HK$701K · min. income ≈ HK$7,494/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,424
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,531
−HK$108/mo
Today · 4.125%
HK$3,639
baseline
▲ 0.50% · 4.625%
HK$3,860
+HK$221/mo
Deposit HK$250K · loan HK$751K · min. income ≈ HK$7,278/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,809
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,911
−HK$104/mo
Today · 4.125%
HK$4,015
baseline
▲ 0.50% · 4.625%
HK$4,227
+HK$212/mo
Deposit HK$250K · loan HK$751K · min. income ≈ HK$8,030/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,652
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,766
−HK$115/mo
Today · 4.125%
HK$3,881
baseline
▲ 0.50% · 4.625%
HK$4,118
+HK$237/mo
Deposit HK$200K · loan HK$801K · min. income ≈ HK$7,762/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,063
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,172
−HK$111/mo
Today · 4.125%
HK$4,283
baseline
▲ 0.50% · 4.625%
HK$4,508
+HK$225/mo
Deposit HK$200K · loan HK$801K · min. income ≈ HK$8,566/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,001
−HK$123/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,375
+HK$251/mo
Deposit HK$150K · loan HK$851K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$117/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$240/mo
Deposit HK$150K · loan HK$851K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,109
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,237
−HK$130/mo
Today · 4.125%
HK$4,367
baseline
▲ 0.50% · 4.625%
HK$4,632
+HK$265/mo
Deposit HK$100K · loan HK$901K · min. income ≈ HK$8,734/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,571
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,694
−HK$124/mo
Today · 4.125%
HK$4,818
baseline
▲ 0.50% · 4.625%
HK$5,072
+HK$254/mo
Deposit HK$100K · loan HK$901K · min. income ≈ HK$9,636/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).