4/F 1

in HUNG HOM BAY CENTRE HUNG FOOK COURT (BLOCK B)

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Floor

1/F 2 492 ft² 1/F 4 411 ft² 1/F 6 411 ft² 2/F 1 411 ft² 2/F 4 411 ft² 2/F 6 411 ft² 3/F 2 492 ft² 3/F 4 411 ft² 3/F 5 492 ft² 3/F 6 411 ft² 4/F 1 411 ft² 4/F 2 492 ft² 4/F 3 411 ft² 4/F 4 411 ft² 4/F 6 411 ft² 5/F 1 411 ft² 5/F 3 411 ft² 5/F 4 411 ft² 5/F 6 411 ft² 6/F 6 411 ft² 7/F 1 411 ft² 7/F 2 492 ft² 7/F 6 411 ft² 8/F 1 411 ft² 8/F 3 411 ft² 8/F 5 492 ft² 9/F 1 411 ft² 9/F 2 492 ft² 9/F 3 411 ft² 9/F 4 411 ft² 9/F 5 492 ft² 9/F 6 411 ft² 10/F 1 411 ft² 10/F 3 411 ft² 10/F 5 492 ft² 10/F 6 411 ft² 11/F 1 411 ft² 11/F 3 411 ft² 11/F 4 411 ft² 11/F 5 492 ft² 11/F 6 411 ft² 12/F 1 411 ft² 12/F 2 492 ft² 12/F 3 411 ft² 12/F 4 411 ft² 12/F 5 492 ft² 12/F 6 411 ft² 13/F 1 411 ft² 13/F 2 492 ft² 13/F 4 411 ft² 13/F 6 411 ft² 14/F 2 492 ft² 14/F 3 411 ft² 14/F 5 492 ft² 15/F 1 411 ft² 15/F 3 411 ft² 15/F 4 411 ft² 15/F 5 492 ft² 15/F 6 411 ft² 16/F 2 465 ft² 16/F 5 465 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.34M

≈ HK$10,552 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,916/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$17,800

−HK$1,116/mo

▼ 0.25% · 3.875%

HK$18,353

−HK$563/mo

Today · 4.125%

HK$18,916

baseline

▲ 0.50% · 4.625%

HK$20,067

+HK$1,151/mo

Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$37,832/mo (50% DSR)

Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,051 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Ho Man Tin

≈ 6 min walk · 432 m

Education

schools within 1 km (9 within 500 m)

Daily convenience

within 1 km (23 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Ho Man Tin Station.

Family-friendly — 36 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 54 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 4/F
Flat: 1
Saleable Area: 411 Saleable ft²
Gross Area: 500 ft²
Efficiency: 82%
District: Kowloon City District · Kowloon
School net (POA): 35

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-05-04	HK$5.30M	−9.4% 3.1y · −3.0%/yr	HK$12,895	HK$10,600
2017-03-17	HK$5.85M	+59.0% 5.9y · 10.0%/yr	HK$14,234	HK$11,700
2011-05-27	HK$3.68M	+41.5%	HK$8,954	HK$7,360
2010-04-01	HK$2.60M	+52.9%	HK$6,326	HK$5,200
2006-02-03	HK$1.70M	+4.9%	HK$4,136	HK$3,400
2005-08-31	HK$1.62M	+8.0%	HK$3,942	HK$3,240
2004-11-16	HK$1.50M	+0.0%	HK$3,650	HK$3,000
1999-01-23	HK$1.50M	—	HK$3,650	HK$3,000

Other appraised units in this building

Data sourced from Renavon.com