▼ 0.50% · 3.625%
HK$3,618
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,730
−HK$114/mo
Today · 4.125%
HK$3,844
baseline
▲ 0.50% · 4.625%
HK$4,078
+HK$234/mo
Deposit HK$793K · loan HK$793K · min. income ≈ HK$7,688/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,024
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$110/mo
Today · 4.125%
HK$4,242
baseline
▲ 0.50% · 4.625%
HK$4,466
+HK$224/mo
Deposit HK$793K · loan HK$793K · min. income ≈ HK$8,484/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,979
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,103
−HK$126/mo
Today · 4.125%
HK$4,229
baseline
▲ 0.50% · 4.625%
HK$4,486
+HK$257/mo
Deposit HK$714K · loan HK$873K · min. income ≈ HK$8,458/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,427
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,546
−HK$120/mo
Today · 4.125%
HK$4,666
baseline
▲ 0.50% · 4.625%
HK$4,912
+HK$246/mo
Deposit HK$714K · loan HK$873K · min. income ≈ HK$9,332/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,476
−HK$137/mo
Today · 4.125%
HK$4,613
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$281/mo
Deposit HK$635K · loan HK$952K · min. income ≈ HK$9,226/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,829
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,959
−HK$131/mo
Today · 4.125%
HK$5,090
baseline
▲ 0.50% · 4.625%
HK$5,359
+HK$269/mo
Deposit HK$635K · loan HK$952K · min. income ≈ HK$10,180/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,703
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$149/mo
Today · 4.125%
HK$4,998
baseline
▲ 0.50% · 4.625%
HK$5,302
+HK$304/mo
Deposit HK$555K · loan HK$1.03M · min. income ≈ HK$9,996/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,232
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,372
−HK$142/mo
Today · 4.125%
HK$5,514
baseline
▲ 0.50% · 4.625%
HK$5,805
+HK$291/mo
Deposit HK$555K · loan HK$1.03M · min. income ≈ HK$11,028/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,065
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,222
−HK$160/mo
Today · 4.125%
HK$5,382
baseline
▲ 0.50% · 4.625%
HK$5,710
+HK$328/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$10,764/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,634
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,785
−HK$154/mo
Today · 4.125%
HK$5,939
baseline
▲ 0.50% · 4.625%
HK$6,252
+HK$313/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$11,878/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,426
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,595
−HK$172/mo
Today · 4.125%
HK$5,767
baseline
▲ 0.50% · 4.625%
HK$6,117
+HK$350/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$11,534/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,037
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,199
−HK$164/mo
Today · 4.125%
HK$6,363
baseline
▲ 0.50% · 4.625%
HK$6,698
+HK$335/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$12,726/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,788
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,968
−HK$183/mo
Today · 4.125%
HK$6,151
baseline
▲ 0.50% · 4.625%
HK$6,525
+HK$374/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$12,302/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,439
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,612
−HK$175/mo
Today · 4.125%
HK$6,787
baseline
▲ 0.50% · 4.625%
HK$7,145
+HK$358/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$13,574/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,150
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,341
−HK$194/mo
Today · 4.125%
HK$6,535
baseline
▲ 0.50% · 4.625%
HK$6,933
+HK$398/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,070/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,842
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,025
−HK$186/mo
Today · 4.125%
HK$7,211
baseline
▲ 0.50% · 4.625%
HK$7,591
+HK$380/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,422/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,512
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,714
−HK$206/mo
Today · 4.125%
HK$6,920
baseline
▲ 0.50% · 4.625%
HK$7,341
+HK$421/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,840/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,244
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,438
−HK$197/mo
Today · 4.125%
HK$7,635
baseline
▲ 0.50% · 4.625%
HK$8,038
+HK$403/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,270/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).