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At today's rate and a 90% mortgage, the deposit on this unit is about HK$307K, with repayments around HK$13,371/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$307K · loan HK$2.76M · min. income ≈ HK$26,742/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- NO. 12
- Saleable Area
- 466 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-25 | HK$3.28M | −16.1% 4.5y · −4.0%/yr |
| 2020-11-25 | HK$3.91M | +30.3% 1.6y · 19.0%/yr |
| 2019-04-02 | HK$3.00M | +200.0% 10.2y · 20.0%/yr |
| 2009-02-20 | HK$1.00M | +11.1% |
| 2000-08-29 | HK$900K | −40.0% |
| 1997-07-22 | HK$1.50M | — |