▼ 0.50% · 3.625%
HK$7,180
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,403
−HK$227/mo
Today · 4.125%
HK$7,630
baseline
▲ 0.50% · 4.625%
HK$8,094
+HK$464/mo
Deposit HK$1.57M · loan HK$1.57M · min. income ≈ HK$15,260/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,987
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,202
−HK$217/mo
Today · 4.125%
HK$8,419
baseline
▲ 0.50% · 4.625%
HK$8,863
+HK$444/mo
Deposit HK$1.57M · loan HK$1.57M · min. income ≈ HK$16,838/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,898
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,143
−HK$250/mo
Today · 4.125%
HK$8,393
baseline
▲ 0.50% · 4.625%
HK$8,904
+HK$511/mo
Deposit HK$1.42M · loan HK$1.73M · min. income ≈ HK$16,786/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,786
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,022
−HK$239/mo
Today · 4.125%
HK$9,261
baseline
▲ 0.50% · 4.625%
HK$9,749
+HK$488/mo
Deposit HK$1.42M · loan HK$1.73M · min. income ≈ HK$18,522/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,616
−HK$540/mo
▼ 0.25% · 3.875%
HK$8,884
−HK$272/mo
Today · 4.125%
HK$9,156
baseline
▲ 0.50% · 4.625%
HK$9,713
+HK$557/mo
Deposit HK$1.26M · loan HK$1.89M · min. income ≈ HK$18,312/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,585
−HK$518/mo
▼ 0.25% · 3.875%
HK$9,842
−HK$261/mo
Today · 4.125%
HK$10,103
baseline
▲ 0.50% · 4.625%
HK$10,635
+HK$532/mo
Deposit HK$1.26M · loan HK$1.89M · min. income ≈ HK$20,206/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,334
−HK$585/mo
▼ 0.25% · 3.875%
HK$9,624
−HK$295/mo
Today · 4.125%
HK$9,919
baseline
▲ 0.50% · 4.625%
HK$10,523
+HK$604/mo
Deposit HK$1.10M · loan HK$2.05M · min. income ≈ HK$19,838/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,384
−HK$561/mo
▼ 0.25% · 3.875%
HK$10,662
−HK$283/mo
Today · 4.125%
HK$10,945
baseline
▲ 0.50% · 4.625%
HK$11,522
+HK$577/mo
Deposit HK$1.10M · loan HK$2.05M · min. income ≈ HK$21,890/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,052
−HK$630/mo
▼ 0.25% · 3.875%
HK$10,364
−HK$318/mo
Today · 4.125%
HK$10,682
baseline
▲ 0.50% · 4.625%
HK$11,332
+HK$650/mo
Deposit HK$945K · loan HK$2.20M · min. income ≈ HK$21,364/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,182
−HK$605/mo
▼ 0.25% · 3.875%
HK$11,482
−HK$305/mo
Today · 4.125%
HK$11,787
baseline
▲ 0.50% · 4.625%
HK$12,408
+HK$621/mo
Deposit HK$945K · loan HK$2.20M · min. income ≈ HK$23,574/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,770
−HK$675/mo
▼ 0.25% · 3.875%
HK$11,105
−HK$340/mo
Today · 4.125%
HK$11,445
baseline
▲ 0.50% · 4.625%
HK$12,141
+HK$696/mo
Deposit HK$787K · loan HK$2.36M · min. income ≈ HK$22,890/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,981
−HK$647/mo
▼ 0.25% · 3.875%
HK$12,303
−HK$325/mo
Today · 4.125%
HK$12,628
baseline
▲ 0.50% · 4.625%
HK$13,294
+HK$666/mo
Deposit HK$787K · loan HK$2.36M · min. income ≈ HK$25,256/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,488
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,845
−HK$363/mo
Today · 4.125%
HK$12,208
baseline
▲ 0.50% · 4.625%
HK$12,951
+HK$743/mo
Deposit HK$630K · loan HK$2.52M · min. income ≈ HK$24,416/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,780
−HK$690/mo
▼ 0.25% · 3.875%
HK$13,123
−HK$347/mo
Today · 4.125%
HK$13,470
baseline
▲ 0.50% · 4.625%
HK$14,180
+HK$710/mo
Deposit HK$630K · loan HK$2.52M · min. income ≈ HK$26,940/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,206
−HK$765/mo
▼ 0.25% · 3.875%
HK$12,585
−HK$386/mo
Today · 4.125%
HK$12,971
baseline
▲ 0.50% · 4.625%
HK$13,760
+HK$789/mo
Deposit HK$472K · loan HK$2.68M · min. income ≈ HK$25,942/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,579
−HK$733/mo
▼ 0.25% · 3.875%
HK$13,943
−HK$369/mo
Today · 4.125%
HK$14,312
baseline
▲ 0.50% · 4.625%
HK$15,067
+HK$755/mo
Deposit HK$472K · loan HK$2.68M · min. income ≈ HK$28,624/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,924
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,326
−HK$408/mo
Today · 4.125%
HK$13,734
baseline
▲ 0.50% · 4.625%
HK$14,570
+HK$836/mo
Deposit HK$315K · loan HK$2.83M · min. income ≈ HK$27,468/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,377
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,763
−HK$391/mo
Today · 4.125%
HK$15,154
baseline
▲ 0.50% · 4.625%
HK$15,953
+HK$799/mo
Deposit HK$315K · loan HK$2.83M · min. income ≈ HK$30,308/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).