▼ 0.50% · 3.625%
HK$7,315
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,543
−HK$231/mo
Today · 4.125%
HK$7,774
baseline
▲ 0.50% · 4.625%
HK$8,247
+HK$473/mo
Deposit HK$1.60M · loan HK$1.60M · min. income ≈ HK$15,548/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,138
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,356
−HK$222/mo
Today · 4.125%
HK$8,578
baseline
▲ 0.50% · 4.625%
HK$9,030
+HK$452/mo
Deposit HK$1.60M · loan HK$1.60M · min. income ≈ HK$17,156/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,047
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,297
−HK$254/mo
Today · 4.125%
HK$8,551
baseline
▲ 0.50% · 4.625%
HK$9,071
+HK$520/mo
Deposit HK$1.44M · loan HK$1.76M · min. income ≈ HK$17,102/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,952
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,192
−HK$243/mo
Today · 4.125%
HK$9,435
baseline
▲ 0.50% · 4.625%
HK$9,933
+HK$498/mo
Deposit HK$1.44M · loan HK$1.76M · min. income ≈ HK$18,870/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,778
−HK$551/mo
▼ 0.25% · 3.875%
HK$9,051
−HK$278/mo
Today · 4.125%
HK$9,329
baseline
▲ 0.50% · 4.625%
HK$9,896
+HK$567/mo
Deposit HK$1.28M · loan HK$1.92M · min. income ≈ HK$18,658/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,765
−HK$528/mo
▼ 0.25% · 3.875%
HK$10,027
−HK$266/mo
Today · 4.125%
HK$10,293
baseline
▲ 0.50% · 4.625%
HK$10,836
+HK$543/mo
Deposit HK$1.28M · loan HK$1.92M · min. income ≈ HK$20,586/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,510
−HK$596/mo
▼ 0.25% · 3.875%
HK$9,805
−HK$301/mo
Today · 4.125%
HK$10,106
baseline
▲ 0.50% · 4.625%
HK$10,721
+HK$615/mo
Deposit HK$1.12M · loan HK$2.09M · min. income ≈ HK$20,212/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,579
−HK$572/mo
▼ 0.25% · 3.875%
HK$10,863
−HK$288/mo
Today · 4.125%
HK$11,151
baseline
▲ 0.50% · 4.625%
HK$11,739
+HK$588/mo
Deposit HK$1.12M · loan HK$2.09M · min. income ≈ HK$22,302/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,241
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,560
−HK$323/mo
Today · 4.125%
HK$10,883
baseline
▲ 0.50% · 4.625%
HK$11,545
+HK$662/mo
Deposit HK$962K · loan HK$2.25M · min. income ≈ HK$21,766/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,393
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,699
−HK$310/mo
Today · 4.125%
HK$12,009
baseline
▲ 0.50% · 4.625%
HK$12,642
+HK$633/mo
Deposit HK$962K · loan HK$2.25M · min. income ≈ HK$24,018/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,973
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,314
−HK$347/mo
Today · 4.125%
HK$11,661
baseline
▲ 0.50% · 4.625%
HK$12,370
+HK$709/mo
Deposit HK$802K · loan HK$2.41M · min. income ≈ HK$23,322/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,207
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,534
−HK$332/mo
Today · 4.125%
HK$12,866
baseline
▲ 0.50% · 4.625%
HK$13,545
+HK$679/mo
Deposit HK$802K · loan HK$2.41M · min. income ≈ HK$25,732/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,704
−HK$734/mo
▼ 0.25% · 3.875%
HK$12,068
−HK$370/mo
Today · 4.125%
HK$12,438
baseline
▲ 0.50% · 4.625%
HK$13,195
+HK$757/mo
Deposit HK$642K · loan HK$2.57M · min. income ≈ HK$24,876/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,021
−HK$703/mo
▼ 0.25% · 3.875%
HK$13,370
−HK$354/mo
Today · 4.125%
HK$13,724
baseline
▲ 0.50% · 4.625%
HK$14,448
+HK$724/mo
Deposit HK$642K · loan HK$2.57M · min. income ≈ HK$27,448/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,436
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,822
−HK$393/mo
Today · 4.125%
HK$13,215
baseline
▲ 0.50% · 4.625%
HK$14,020
+HK$805/mo
Deposit HK$481K · loan HK$2.73M · min. income ≈ HK$26,430/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,834
−HK$748/mo
▼ 0.25% · 3.875%
HK$14,205
−HK$377/mo
Today · 4.125%
HK$14,582
baseline
▲ 0.50% · 4.625%
HK$15,351
+HK$769/mo
Deposit HK$481K · loan HK$2.73M · min. income ≈ HK$29,164/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,167
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,577
−HK$416/mo
Today · 4.125%
HK$13,993
baseline
▲ 0.50% · 4.625%
HK$14,844
+HK$851/mo
Deposit HK$321K · loan HK$2.89M · min. income ≈ HK$27,986/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,648
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,041
−HK$399/mo
Today · 4.125%
HK$15,440
baseline
▲ 0.50% · 4.625%
HK$16,253
+HK$813/mo
Deposit HK$321K · loan HK$2.89M · min. income ≈ HK$30,880/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).