At today's rate and a 90% mortgage, the deposit on this unit is about HK$361K, with repayments around HK$15,738/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$361K · loan HK$3.25M · min. income ≈ HK$31,476/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 467 Saleable ft²
- Gross Area
- 540 ft²
- Efficiency
- 86%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-02 | HK$4.30M | +7.5% 1.5y · 5.0%/yr |
| 2018-06-07 | HK$4.00M | +11.1% 1.7y · 6.0%/yr |
| 2016-09-14 | HK$3.60M | +400.0% 13.1y · 31.0%/yr |
| 2003-08-12 | HK$720K | −49.3% |
| 1999-06-09 | HK$1.42M | — |