▼ 0.50% · 3.625%
HK$3,822
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,941
−HK$121/mo
Today · 4.125%
HK$4,062
baseline
▲ 0.50% · 4.625%
HK$4,309
+HK$247/mo
Deposit HK$838K · loan HK$838K · min. income ≈ HK$8,124/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,252
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,366
−HK$116/mo
Today · 4.125%
HK$4,482
baseline
▲ 0.50% · 4.625%
HK$4,718
+HK$236/mo
Deposit HK$838K · loan HK$838K · min. income ≈ HK$8,964/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,204
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,335
−HK$133/mo
Today · 4.125%
HK$4,468
baseline
▲ 0.50% · 4.625%
HK$4,740
+HK$272/mo
Deposit HK$754K · loan HK$922K · min. income ≈ HK$8,936/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,677
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,803
−HK$127/mo
Today · 4.125%
HK$4,930
baseline
▲ 0.50% · 4.625%
HK$5,190
+HK$260/mo
Deposit HK$754K · loan HK$922K · min. income ≈ HK$9,860/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,729
−HK$145/mo
Today · 4.125%
HK$4,874
baseline
▲ 0.50% · 4.625%
HK$5,171
+HK$297/mo
Deposit HK$670K · loan HK$1.01M · min. income ≈ HK$9,748/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,102
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,239
−HK$139/mo
Today · 4.125%
HK$5,378
baseline
▲ 0.50% · 4.625%
HK$5,662
+HK$284/mo
Deposit HK$670K · loan HK$1.01M · min. income ≈ HK$10,756/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,969
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,123
−HK$157/mo
Today · 4.125%
HK$5,280
baseline
▲ 0.50% · 4.625%
HK$5,602
+HK$322/mo
Deposit HK$587K · loan HK$1.09M · min. income ≈ HK$10,560/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,528
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,676
−HK$150/mo
Today · 4.125%
HK$5,826
baseline
▲ 0.50% · 4.625%
HK$6,133
+HK$307/mo
Deposit HK$587K · loan HK$1.09M · min. income ≈ HK$11,652/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,351
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,517
−HK$169/mo
Today · 4.125%
HK$5,686
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$346/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$11,372/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,953
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$162/mo
Today · 4.125%
HK$6,274
baseline
▲ 0.50% · 4.625%
HK$6,605
+HK$331/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$12,548/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,733
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,911
−HK$182/mo
Today · 4.125%
HK$6,093
baseline
▲ 0.50% · 4.625%
HK$6,463
+HK$370/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$12,186/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,378
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,549
−HK$174/mo
Today · 4.125%
HK$6,723
baseline
▲ 0.50% · 4.625%
HK$7,077
+HK$354/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$13,446/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,115
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,305
−HK$194/mo
Today · 4.125%
HK$6,499
baseline
▲ 0.50% · 4.625%
HK$6,894
+HK$395/mo
Deposit HK$335K · loan HK$1.34M · min. income ≈ HK$12,998/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,803
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,986
−HK$185/mo
Today · 4.125%
HK$7,171
baseline
▲ 0.50% · 4.625%
HK$7,549
+HK$378/mo
Deposit HK$335K · loan HK$1.34M · min. income ≈ HK$14,342/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,497
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,700
−HK$205/mo
Today · 4.125%
HK$6,905
baseline
▲ 0.50% · 4.625%
HK$7,325
+HK$420/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$13,810/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,228
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,422
−HK$197/mo
Today · 4.125%
HK$7,619
baseline
▲ 0.50% · 4.625%
HK$8,020
+HK$401/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$15,238/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,880
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,094
−HK$217/mo
Today · 4.125%
HK$7,311
baseline
▲ 0.50% · 4.625%
HK$7,756
+HK$445/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$14,622/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,654
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,859
−HK$208/mo
Today · 4.125%
HK$8,067
baseline
▲ 0.50% · 4.625%
HK$8,492
+HK$425/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$16,134/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).