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At today's rate and a 90% mortgage, the deposit on this unit is about HK$437K, with repayments around HK$19,082/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$437K · loan HK$3.94M · min. income ≈ HK$38,164/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$65,623 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Fung Nin Road Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- G
- Saleable Area
- 477 Saleable ft²
- Gross Area
- 606 ft²
- Efficiency
- 79%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-22 | HK$4.65M | +50.0% 12.1y · 4.0%/yr |
| 2014-01-03 | HK$3.10M | +22.5% |
| 2012-07-09 | HK$2.53M | +63.2% |
| 2009-09-09 | HK$1.55M | +12.3% |
| 2009-06-01 | HK$1.38M | +5.3% |
| 2009-02-05 | HK$1.31M | −50.6% |
| 1997-04-16 | HK$2.65M | +6.9% |
| 1997-03-07 | HK$2.48M | +25.3% |
| 1996-12-31 | HK$1.98M | +52.3% |
| 1995-08-21 | HK$1.30M | — |