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Crescira AVM · estimated value Medium confidence
HK$2.56M
≈ HK$6,691 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$256K, with repayments around HK$11,178/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,518
−HK$660/mo
▼ 0.25% · 3.875%
HK$10,845
−HK$333/mo
Today · 4.125%
HK$11,178
baseline
▲ 0.50% · 4.625%
HK$11,858
+HK$680/mo

Deposit HK$256K · loan HK$2.31M · min. income ≈ HK$22,356/mo (50% DSR)

Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
B
Saleable Area
383 ft²
Gross Area
448 ft²
Efficiency
85%
District
Yuen Long District · New Territories West
School net (POA)
72

Transaction History

Date Price Gain / loss
2026-08-10 HK$2.70M −22.4%
7.6y
2018-12-19 HK$3.48M +75.8%
3.6y
2015-05-08 HK$1.98M +182.9%
2009-10-27 HK$700K +11.1%
2001-02-12 HK$630K −54.3%
1997-06-25 HK$1.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Hung Shui Kiu (Light Rail)
≈ 2 min walk · 91 m
Education
6
schools within 1 km (5 within 500 m)
Daily convenience
8
within 1 km (8 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
11
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Hung Shui Kiu Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 6 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Green space & leisure — 11 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com