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Home Yuen Long District Fung Cheung Building

4/F B

in Fung Cheung Building

Yuen Long District · New Territories West

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3/F A 406 ft² 3/F B 406 ft² 3/F C 333 ft² 4/F A 406 ft² 4/F B 406 ft² 4/F C 333 ft² 4/F D 333 ft² 5/F B 406 ft² 5/F C 337 ft² 5/F D 333 ft² 6/F A 406 ft² 6/F C 333 ft² 6/F D 333 ft² 7/F A 401 ft² 7/F B 406 ft² 7/F C 333 ft² 7/F D 333 ft² 8/F A 406 ft² 8/F B 406 ft² 8/F C 333 ft² 8/F D 333 ft² 9/F B 406 ft² 9/F C 333 ft² 9/F D 337 ft² 10/F A 406 ft² 10/F B 406 ft² 10/F C 333 ft² 10/F D 333 ft² 11/F A 406 ft² 11/F B 406 ft² 11/F C 333 ft² 11/F D 333 ft² 12/F A 406 ft² 12/F C 333 ft² 12/F D 333 ft² 13/F B 406 ft² 13/F C 333 ft² 13/F D 333 ft² 14/F A 406 ft² 14/F C 337 ft² 14/F D 333 ft² 15/F A 406 ft² 15/F B 406 ft² 15/F C 333 ft² 16/F A 406 ft² 16/F B 401 ft² 16/F D 333 ft² 17/F A 406 ft² 17/F B 401 ft² 17/F D 333 ft² 18/F A 406 ft² 18/F B 406 ft² 18/F C 333 ft² 18/F D 333 ft² 19/F A 406 ft² 19/F C 333 ft² 19/F D 333 ft²
Crescira AVM · estimated value ● Medium confidence
HK$3.23M
≈ HK$7,955 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$323K, with repayments around HK$14,088/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$13,257
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,669
−HK$419/mo
Today · 4.125%
HK$14,088
baseline
▲ 0.50% · 4.625%
HK$14,945
+HK$857/mo

Deposit HK$323K · loan HK$2.91M · min. income ≈ HK$28,176/mo (50% DSR)

Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
LR-Yuen Long
≈ 5 min walk · 400 m
Education
32
schools within 1 km (16 within 500 m)
Daily convenience
45
within 1 km (28 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to LR-Yuen Long Station.

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
4/F
Flat
B
Saleable Area
406 Saleable ft²
Gross Area
546 ft²
Efficiency
74%
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2025-05-06 HK$3.38M +21.9%
8.3y · 3.0%/yr
2017-01-19 HK$2.77M +75.4%
6.2y · 12.0%/yr
2010-10-25 HK$1.58M +59.6%
2009-12-08 HK$990K +10.0%
2008-01-23 HK$900K +73.1%
2002-03-09 HK$520K —

Other appraised units in this building

3/F A
406 ft²
HK$3.27M
3/F B
406 ft²
HK$3.27M
3/F C
333 ft²
HK$2.87M
4/F A
406 ft²
HK$3.23M
4/F C
333 ft²
HK$2.82M
4/F D
333 ft²
HK$2.82M
Data sourced from Renavon.com