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At today's rate and a 90% mortgage, the deposit on this unit is about HK$253K, with repayments around HK$11,020/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$253K · loan HK$2.27M · min. income ≈ HK$22,040/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Hong Lok Road Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- 7
- Saleable Area
- 279 Saleable ft²
- Gross Area
- 345 ft²
- Efficiency
- 81%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-04 | HK$3.90M | −0.7% 0.4y |
| 2020-08-31 | HK$3.93M | +25.2% 3.2y · 8.0%/yr |
| 2017-06-26 | HK$3.14M | +141.4% 5.5y · 26.0%/yr |
| 2011-12-14 | HK$1.30M | +85.7% |
| 1998-10-26 | HK$700K | −5.4% |
| 1996-07-10 | HK$740K | +32.1% |
| 1996-05-17 | HK$560K | — |