▼ 0.50% · 3.625%
HK$4,577
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$144/mo
Today · 4.125%
HK$4,864
baseline
▲ 0.50% · 4.625%
HK$5,160
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,728/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,229
−HK$138/mo
Today · 4.125%
HK$5,367
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,734/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,035
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,192
−HK$159/mo
Today · 4.125%
HK$5,351
baseline
▲ 0.50% · 4.625%
HK$5,676
+HK$325/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$10,702/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,601
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,752
−HK$152/mo
Today · 4.125%
HK$5,904
baseline
▲ 0.50% · 4.625%
HK$6,215
+HK$311/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$11,808/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,493
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,664
−HK$173/mo
Today · 4.125%
HK$5,837
baseline
▲ 0.50% · 4.625%
HK$6,192
+HK$355/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$11,674/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,111
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,274
−HK$167/mo
Today · 4.125%
HK$6,441
baseline
▲ 0.50% · 4.625%
HK$6,780
+HK$339/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$12,882/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,950
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,136
−HK$188/mo
Today · 4.125%
HK$6,324
baseline
▲ 0.50% · 4.625%
HK$6,708
+HK$384/mo
Deposit HK$703K · loan HK$1.30M · min. income ≈ HK$12,648/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,620
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,797
−HK$180/mo
Today · 4.125%
HK$6,977
baseline
▲ 0.50% · 4.625%
HK$7,345
+HK$368/mo
Deposit HK$703K · loan HK$1.30M · min. income ≈ HK$13,954/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,408
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,607
−HK$203/mo
Today · 4.125%
HK$6,810
baseline
▲ 0.50% · 4.625%
HK$7,224
+HK$414/mo
Deposit HK$602K · loan HK$1.41M · min. income ≈ HK$13,620/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,129
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,320
−HK$194/mo
Today · 4.125%
HK$7,514
baseline
▲ 0.50% · 4.625%
HK$7,910
+HK$396/mo
Deposit HK$602K · loan HK$1.41M · min. income ≈ HK$15,028/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,866
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,079
−HK$217/mo
Today · 4.125%
HK$7,296
baseline
▲ 0.50% · 4.625%
HK$7,740
+HK$444/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,592/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,638
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,843
−HK$208/mo
Today · 4.125%
HK$8,051
baseline
▲ 0.50% · 4.625%
HK$8,475
+HK$424/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,102/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,324
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,551
−HK$232/mo
Today · 4.125%
HK$7,783
baseline
▲ 0.50% · 4.625%
HK$8,256
+HK$473/mo
Deposit HK$401K · loan HK$1.61M · min. income ≈ HK$15,566/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,147
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,366
−HK$222/mo
Today · 4.125%
HK$8,588
baseline
▲ 0.50% · 4.625%
HK$9,040
+HK$452/mo
Deposit HK$401K · loan HK$1.61M · min. income ≈ HK$17,176/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,781
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,023
−HK$246/mo
Today · 4.125%
HK$8,269
baseline
▲ 0.50% · 4.625%
HK$8,772
+HK$503/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,538/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,657
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,889
−HK$235/mo
Today · 4.125%
HK$9,124
baseline
▲ 0.50% · 4.625%
HK$9,605
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,248/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,239
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,495
−HK$261/mo
Today · 4.125%
HK$8,756
baseline
▲ 0.50% · 4.625%
HK$9,288
+HK$532/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,512/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,166
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,412
−HK$249/mo
Today · 4.125%
HK$9,661
baseline
▲ 0.50% · 4.625%
HK$10,170
+HK$509/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,322/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).