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At today's rate and a 90% mortgage, the deposit on this unit is about HK$458K, with repayments around HK$19,999/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$458K · loan HK$4.13M · min. income ≈ HK$39,998/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$75,989 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Tai Tong Road Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- F
- Saleable Area
- 443 Saleable ft²
- Gross Area
- 605 ft²
- Efficiency
- 73%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-04 | HK$4.60M | +7.5% 10.4y · 1.0%/yr |
| 2015-12-04 | HK$4.28M | +167.5% 7.4y · 23.0%/yr |
| 2008-06-27 | HK$1.60M | +18.5% |
| 2005-04-29 | HK$1.35M | +7.1% |
| 2005-04-15 | HK$1.26M | +27.3% |
| 2003-03-29 | HK$990K | −42.8% |
| 1999-05-14 | HK$1.73M | — |