▼ 0.50% · 3.625%
HK$4,626
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,770
−HK$146/mo
Today · 4.125%
HK$4,916
baseline
▲ 0.50% · 4.625%
HK$5,216
+HK$300/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,832/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,147
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,285
−HK$140/mo
Today · 4.125%
HK$5,425
baseline
▲ 0.50% · 4.625%
HK$5,711
+HK$286/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,850/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,089
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,247
−HK$161/mo
Today · 4.125%
HK$5,408
baseline
▲ 0.50% · 4.625%
HK$5,737
+HK$329/mo
Deposit HK$913K · loan HK$1.12M · min. income ≈ HK$10,816/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,813
−HK$154/mo
Today · 4.125%
HK$5,967
baseline
▲ 0.50% · 4.625%
HK$6,282
+HK$315/mo
Deposit HK$913K · loan HK$1.12M · min. income ≈ HK$11,934/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,552
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$176/mo
Today · 4.125%
HK$5,900
baseline
▲ 0.50% · 4.625%
HK$6,259
+HK$359/mo
Deposit HK$812K · loan HK$1.22M · min. income ≈ HK$11,800/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,176
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,342
−HK$168/mo
Today · 4.125%
HK$6,510
baseline
▲ 0.50% · 4.625%
HK$6,853
+HK$343/mo
Deposit HK$812K · loan HK$1.22M · min. income ≈ HK$13,020/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,014
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,201
−HK$190/mo
Today · 4.125%
HK$6,391
baseline
▲ 0.50% · 4.625%
HK$6,780
+HK$389/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$12,782/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,691
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,870
−HK$182/mo
Today · 4.125%
HK$7,052
baseline
▲ 0.50% · 4.625%
HK$7,424
+HK$372/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$14,104/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,477
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,678
−HK$205/mo
Today · 4.125%
HK$6,883
baseline
▲ 0.50% · 4.625%
HK$7,302
+HK$419/mo
Deposit HK$609K · loan HK$1.42M · min. income ≈ HK$13,766/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,205
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,399
−HK$196/mo
Today · 4.125%
HK$7,595
baseline
▲ 0.50% · 4.625%
HK$7,995
+HK$400/mo
Deposit HK$609K · loan HK$1.42M · min. income ≈ HK$15,190/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,939
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,155
−HK$220/mo
Today · 4.125%
HK$7,375
baseline
▲ 0.50% · 4.625%
HK$7,823
+HK$448/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$14,750/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,720
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,927
−HK$210/mo
Today · 4.125%
HK$8,137
baseline
▲ 0.50% · 4.625%
HK$8,566
+HK$429/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$16,274/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,402
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,632
−HK$234/mo
Today · 4.125%
HK$7,866
baseline
▲ 0.50% · 4.625%
HK$8,345
+HK$479/mo
Deposit HK$406K · loan HK$1.62M · min. income ≈ HK$15,732/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,235
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,456
−HK$224/mo
Today · 4.125%
HK$8,680
baseline
▲ 0.50% · 4.625%
HK$9,137
+HK$457/mo
Deposit HK$406K · loan HK$1.62M · min. income ≈ HK$17,360/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,865
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,109
−HK$249/mo
Today · 4.125%
HK$8,358
baseline
▲ 0.50% · 4.625%
HK$8,866
+HK$508/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$16,716/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,749
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,984
−HK$238/mo
Today · 4.125%
HK$9,222
baseline
▲ 0.50% · 4.625%
HK$9,708
+HK$486/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$18,444/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,327
−HK$523/mo
▼ 0.25% · 3.875%
HK$8,586
−HK$264/mo
Today · 4.125%
HK$8,850
baseline
▲ 0.50% · 4.625%
HK$9,388
+HK$538/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$17,700/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,264
−HK$501/mo
▼ 0.25% · 3.875%
HK$9,513
−HK$252/mo
Today · 4.125%
HK$9,765
baseline
▲ 0.50% · 4.625%
HK$10,279
+HK$514/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$19,530/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).