▼ 0.50% · 3.625%
HK$4,600
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$146/mo
Today · 4.125%
HK$4,889
baseline
▲ 0.50% · 4.625%
HK$5,186
+HK$297/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,778/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,118
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,255
−HK$139/mo
Today · 4.125%
HK$5,394
baseline
▲ 0.50% · 4.625%
HK$5,679
+HK$285/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,788/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,060
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,218
−HK$160/mo
Today · 4.125%
HK$5,378
baseline
▲ 0.50% · 4.625%
HK$5,705
+HK$327/mo
Deposit HK$908K · loan HK$1.11M · min. income ≈ HK$10,756/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,630
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,781
−HK$153/mo
Today · 4.125%
HK$5,934
baseline
▲ 0.50% · 4.625%
HK$6,247
+HK$313/mo
Deposit HK$908K · loan HK$1.11M · min. income ≈ HK$11,868/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,520
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,692
−HK$175/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,224
+HK$357/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,141
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,306
−HK$167/mo
Today · 4.125%
HK$6,473
baseline
▲ 0.50% · 4.625%
HK$6,814
+HK$341/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$12,946/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,981
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,167
−HK$189/mo
Today · 4.125%
HK$6,356
baseline
▲ 0.50% · 4.625%
HK$6,742
+HK$386/mo
Deposit HK$706K · loan HK$1.31M · min. income ≈ HK$12,712/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,653
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,832
−HK$181/mo
Today · 4.125%
HK$7,013
baseline
▲ 0.50% · 4.625%
HK$7,382
+HK$369/mo
Deposit HK$706K · loan HK$1.31M · min. income ≈ HK$14,026/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,441
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,641
−HK$203/mo
Today · 4.125%
HK$6,844
baseline
▲ 0.50% · 4.625%
HK$7,261
+HK$417/mo
Deposit HK$605K · loan HK$1.41M · min. income ≈ HK$13,688/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,165
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,357
−HK$195/mo
Today · 4.125%
HK$7,552
baseline
▲ 0.50% · 4.625%
HK$7,950
+HK$398/mo
Deposit HK$605K · loan HK$1.41M · min. income ≈ HK$15,104/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,901
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,115
−HK$218/mo
Today · 4.125%
HK$7,333
baseline
▲ 0.50% · 4.625%
HK$7,780
+HK$447/mo
Deposit HK$504K · loan HK$1.51M · min. income ≈ HK$14,666/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,677
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,883
−HK$209/mo
Today · 4.125%
HK$8,092
baseline
▲ 0.50% · 4.625%
HK$8,518
+HK$426/mo
Deposit HK$504K · loan HK$1.51M · min. income ≈ HK$16,184/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,361
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,590
−HK$232/mo
Today · 4.125%
HK$7,822
baseline
▲ 0.50% · 4.625%
HK$8,298
+HK$476/mo
Deposit HK$403K · loan HK$1.61M · min. income ≈ HK$15,644/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,189
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,408
−HK$223/mo
Today · 4.125%
HK$8,631
baseline
▲ 0.50% · 4.625%
HK$9,086
+HK$455/mo
Deposit HK$403K · loan HK$1.61M · min. income ≈ HK$17,262/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,821
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,064
−HK$247/mo
Today · 4.125%
HK$8,311
baseline
▲ 0.50% · 4.625%
HK$8,817
+HK$506/mo
Deposit HK$303K · loan HK$1.71M · min. income ≈ HK$16,622/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,700
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,934
−HK$236/mo
Today · 4.125%
HK$9,170
baseline
▲ 0.50% · 4.625%
HK$9,654
+HK$484/mo
Deposit HK$303K · loan HK$1.71M · min. income ≈ HK$18,340/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,281
−HK$519/mo
▼ 0.25% · 3.875%
HK$8,538
−HK$262/mo
Today · 4.125%
HK$8,800
baseline
▲ 0.50% · 4.625%
HK$9,335
+HK$535/mo
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$17,600/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,212
−HK$498/mo
▼ 0.25% · 3.875%
HK$9,459
−HK$251/mo
Today · 4.125%
HK$9,710
baseline
▲ 0.50% · 4.625%
HK$10,222
+HK$512/mo
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$19,420/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).