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At today's rate and a 90% mortgage, the deposit on this unit is about HK$229K, with repayments around HK$10,000/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$229K · loan HK$2.06M · min. income ≈ HK$20,000/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Yuen Long Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A1
- Saleable Area
- 401 Saleable ft²
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-03 | HK$2.48M | +0.0% 1.1y · 0.0%/yr |
| 2023-04-20 | HK$2.48M | −17.3% 3.9y · −4.0%/yr |
| 2019-05-23 | HK$3.00M | +34.0% 2.8y · 12.0%/yr |
| 2016-07-18 | HK$2.24M | — |