▼ 0.50% · 3.625%
HK$17,144
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,677
−HK$542/mo
Today · 4.125%
HK$18,219
baseline
▲ 0.50% · 4.625%
HK$19,327
+HK$1,108/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,438/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,072
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,584
−HK$518/mo
Today · 4.125%
HK$20,102
baseline
▲ 0.50% · 4.625%
HK$21,162
+HK$1,060/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,204/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,858
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,444
−HK$596/mo
Today · 4.125%
HK$20,040
baseline
▲ 0.50% · 4.625%
HK$21,260
+HK$1,220/mo
Deposit HK$3.38M · loan HK$4.14M · min. income ≈ HK$40,080/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,979
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,542
−HK$571/mo
Today · 4.125%
HK$22,113
baseline
▲ 0.50% · 4.625%
HK$23,278
+HK$1,165/mo
Deposit HK$3.38M · loan HK$4.14M · min. income ≈ HK$44,226/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,572
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,212
−HK$650/mo
Today · 4.125%
HK$21,862
baseline
▲ 0.50% · 4.625%
HK$23,193
+HK$1,331/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$43,724/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,886
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,500
−HK$623/mo
Today · 4.125%
HK$24,123
baseline
▲ 0.50% · 4.625%
HK$25,394
+HK$1,271/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$48,246/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,287
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,980
−HK$704/mo
Today · 4.125%
HK$23,684
baseline
▲ 0.50% · 4.625%
HK$25,125
+HK$1,441/mo
Deposit HK$2.63M · loan HK$4.89M · min. income ≈ HK$47,368/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,794
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,459
−HK$674/mo
Today · 4.125%
HK$26,133
baseline
▲ 0.50% · 4.625%
HK$27,511
+HK$1,378/mo
Deposit HK$2.63M · loan HK$4.89M · min. income ≈ HK$52,266/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,001
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,748
−HK$758/mo
Today · 4.125%
HK$25,506
baseline
▲ 0.50% · 4.625%
HK$27,058
+HK$1,552/mo
Deposit HK$2.26M · loan HK$5.26M · min. income ≈ HK$51,012/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,701
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,417
−HK$726/mo
Today · 4.125%
HK$28,143
baseline
▲ 0.50% · 4.625%
HK$29,627
+HK$1,484/mo
Deposit HK$2.26M · loan HK$5.26M · min. income ≈ HK$56,286/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,715
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,515
−HK$813/mo
Today · 4.125%
HK$27,328
baseline
▲ 0.50% · 4.625%
HK$28,991
+HK$1,663/mo
Deposit HK$1.88M · loan HK$5.64M · min. income ≈ HK$54,656/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,608
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,375
−HK$779/mo
Today · 4.125%
HK$30,154
baseline
▲ 0.50% · 4.625%
HK$31,743
+HK$1,589/mo
Deposit HK$1.88M · loan HK$5.64M · min. income ≈ HK$60,308/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,430
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,283
−HK$867/mo
Today · 4.125%
HK$29,150
baseline
▲ 0.50% · 4.625%
HK$30,923
+HK$1,773/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$58,300/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,515
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,334
−HK$830/mo
Today · 4.125%
HK$32,164
baseline
▲ 0.50% · 4.625%
HK$33,859
+HK$1,695/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$64,328/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,144
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,051
−HK$921/mo
Today · 4.125%
HK$30,972
baseline
▲ 0.50% · 4.625%
HK$32,856
+HK$1,884/mo
Deposit HK$1.13M · loan HK$6.39M · min. income ≈ HK$61,944/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,422
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,292
−HK$882/mo
Today · 4.125%
HK$34,174
baseline
▲ 0.50% · 4.625%
HK$35,976
+HK$1,802/mo
Deposit HK$1.13M · loan HK$6.39M · min. income ≈ HK$68,348/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,858
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,818
−HK$975/mo
Today · 4.125%
HK$32,793
baseline
▲ 0.50% · 4.625%
HK$34,789
+HK$1,996/mo
Deposit HK$752K · loan HK$6.77M · min. income ≈ HK$65,586/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,330
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,250
−HK$934/mo
Today · 4.125%
HK$36,184
baseline
▲ 0.50% · 4.625%
HK$38,092
+HK$1,908/mo
Deposit HK$752K · loan HK$6.77M · min. income ≈ HK$72,368/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,548 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).