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At today's rate and a 90% mortgage, the deposit on this unit is about HK$319K, with repayments around HK$13,928/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$319K · loan HK$2.87M · min. income ≈ HK$27,856/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tai Tong Road Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 342 Saleable ft²
- Gross Area
- 446 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-02 | HK$3.88M | +23.2% 5.3y · 4.0%/yr |
| 2017-05-31 | HK$3.15M | +38.8% 4.4y · 9.0%/yr |
| 2013-01-15 | HK$2.27M | +144.1% |
| 2009-10-29 | HK$930K | +4.5% |
| 1996-11-14 | HK$890K | — |