▼ 0.50% · 3.625%
HK$4,523
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,664
−HK$143/mo
Today · 4.125%
HK$4,807
baseline
▲ 0.50% · 4.625%
HK$5,099
+HK$292/mo
Deposit HK$992K · loan HK$992K · min. income ≈ HK$9,614/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,032
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$137/mo
Today · 4.125%
HK$5,304
baseline
▲ 0.50% · 4.625%
HK$5,583
+HK$279/mo
Deposit HK$992K · loan HK$992K · min. income ≈ HK$10,608/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$157/mo
Today · 4.125%
HK$5,287
baseline
▲ 0.50% · 4.625%
HK$5,609
+HK$322/mo
Deposit HK$893K · loan HK$1.09M · min. income ≈ HK$10,574/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,535
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,684
−HK$150/mo
Today · 4.125%
HK$5,834
baseline
▲ 0.50% · 4.625%
HK$6,142
+HK$308/mo
Deposit HK$893K · loan HK$1.09M · min. income ≈ HK$11,668/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,428
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,597
−HK$171/mo
Today · 4.125%
HK$5,768
baseline
▲ 0.50% · 4.625%
HK$6,119
+HK$351/mo
Deposit HK$793K · loan HK$1.19M · min. income ≈ HK$11,536/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,038
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,200
−HK$165/mo
Today · 4.125%
HK$6,365
baseline
▲ 0.50% · 4.625%
HK$6,700
+HK$335/mo
Deposit HK$793K · loan HK$1.19M · min. income ≈ HK$12,730/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,880
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,063
−HK$186/mo
Today · 4.125%
HK$6,249
baseline
▲ 0.50% · 4.625%
HK$6,629
+HK$380/mo
Deposit HK$694K · loan HK$1.29M · min. income ≈ HK$12,498/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,542
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,717
−HK$178/mo
Today · 4.125%
HK$6,895
baseline
▲ 0.50% · 4.625%
HK$7,258
+HK$363/mo
Deposit HK$694K · loan HK$1.29M · min. income ≈ HK$13,790/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,332
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,529
−HK$201/mo
Today · 4.125%
HK$6,730
baseline
▲ 0.50% · 4.625%
HK$7,139
+HK$409/mo
Deposit HK$595K · loan HK$1.39M · min. income ≈ HK$13,460/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,045
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,234
−HK$191/mo
Today · 4.125%
HK$7,425
baseline
▲ 0.50% · 4.625%
HK$7,817
+HK$392/mo
Deposit HK$595K · loan HK$1.39M · min. income ≈ HK$14,850/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,785
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,996
−HK$214/mo
Today · 4.125%
HK$7,210
baseline
▲ 0.50% · 4.625%
HK$7,649
+HK$439/mo
Deposit HK$496K · loan HK$1.49M · min. income ≈ HK$14,420/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,548
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,750
−HK$206/mo
Today · 4.125%
HK$7,956
baseline
▲ 0.50% · 4.625%
HK$8,375
+HK$419/mo
Deposit HK$496K · loan HK$1.49M · min. income ≈ HK$15,912/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,237
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,462
−HK$229/mo
Today · 4.125%
HK$7,691
baseline
▲ 0.50% · 4.625%
HK$8,159
+HK$468/mo
Deposit HK$397K · loan HK$1.59M · min. income ≈ HK$15,382/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,051
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,267
−HK$219/mo
Today · 4.125%
HK$8,486
baseline
▲ 0.50% · 4.625%
HK$8,933
+HK$447/mo
Deposit HK$397K · loan HK$1.59M · min. income ≈ HK$16,972/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,689
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,929
−HK$243/mo
Today · 4.125%
HK$8,172
baseline
▲ 0.50% · 4.625%
HK$8,669
+HK$497/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$16,344/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,554
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,784
−HK$233/mo
Today · 4.125%
HK$9,017
baseline
▲ 0.50% · 4.625%
HK$9,492
+HK$475/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$18,034/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,142
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,395
−HK$257/mo
Today · 4.125%
HK$8,652
baseline
▲ 0.50% · 4.625%
HK$9,179
+HK$527/mo
Deposit HK$198K · loan HK$1.79M · min. income ≈ HK$17,304/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,058
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,300
−HK$247/mo
Today · 4.125%
HK$9,547
baseline
▲ 0.50% · 4.625%
HK$10,050
+HK$503/mo
Deposit HK$198K · loan HK$1.79M · min. income ≈ HK$19,094/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).