▼ 0.50% · 3.625%
HK$4,865
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,017
−HK$154/mo
Today · 4.125%
HK$5,171
baseline
▲ 0.50% · 4.625%
HK$5,485
+HK$314/mo
Deposit HK$1.07M · loan HK$1.07M · min. income ≈ HK$10,342/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,413
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,558
−HK$147/mo
Today · 4.125%
HK$5,705
baseline
▲ 0.50% · 4.625%
HK$6,006
+HK$301/mo
Deposit HK$1.07M · loan HK$1.07M · min. income ≈ HK$11,410/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,352
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,518
−HK$170/mo
Today · 4.125%
HK$5,688
baseline
▲ 0.50% · 4.625%
HK$6,034
+HK$346/mo
Deposit HK$960K · loan HK$1.17M · min. income ≈ HK$11,376/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,954
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,114
−HK$162/mo
Today · 4.125%
HK$6,276
baseline
▲ 0.50% · 4.625%
HK$6,607
+HK$331/mo
Deposit HK$960K · loan HK$1.17M · min. income ≈ HK$12,552/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,839
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,020
−HK$185/mo
Today · 4.125%
HK$6,205
baseline
▲ 0.50% · 4.625%
HK$6,582
+HK$377/mo
Deposit HK$853K · loan HK$1.28M · min. income ≈ HK$12,410/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,495
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,670
−HK$176/mo
Today · 4.125%
HK$6,846
baseline
▲ 0.50% · 4.625%
HK$7,207
+HK$361/mo
Deposit HK$853K · loan HK$1.28M · min. income ≈ HK$13,692/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,325
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,522
−HK$200/mo
Today · 4.125%
HK$6,722
baseline
▲ 0.50% · 4.625%
HK$7,131
+HK$409/mo
Deposit HK$747K · loan HK$1.39M · min. income ≈ HK$13,444/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,037
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,225
−HK$192/mo
Today · 4.125%
HK$7,417
baseline
▲ 0.50% · 4.625%
HK$7,808
+HK$391/mo
Deposit HK$747K · loan HK$1.39M · min. income ≈ HK$14,834/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,812
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,024
−HK$215/mo
Today · 4.125%
HK$7,239
baseline
▲ 0.50% · 4.625%
HK$7,679
+HK$440/mo
Deposit HK$640K · loan HK$1.49M · min. income ≈ HK$14,478/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,578
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,781
−HK$206/mo
Today · 4.125%
HK$7,987
baseline
▲ 0.50% · 4.625%
HK$8,408
+HK$421/mo
Deposit HK$640K · loan HK$1.49M · min. income ≈ HK$15,974/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,298
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,525
−HK$231/mo
Today · 4.125%
HK$7,756
baseline
▲ 0.50% · 4.625%
HK$8,228
+HK$472/mo
Deposit HK$533K · loan HK$1.60M · min. income ≈ HK$15,512/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,119
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,337
−HK$221/mo
Today · 4.125%
HK$8,558
baseline
▲ 0.50% · 4.625%
HK$9,009
+HK$451/mo
Deposit HK$533K · loan HK$1.60M · min. income ≈ HK$17,116/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,785
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,027
−HK$246/mo
Today · 4.125%
HK$8,273
baseline
▲ 0.50% · 4.625%
HK$8,776
+HK$503/mo
Deposit HK$427K · loan HK$1.71M · min. income ≈ HK$16,546/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,660
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,893
−HK$235/mo
Today · 4.125%
HK$9,128
baseline
▲ 0.50% · 4.625%
HK$9,610
+HK$482/mo
Deposit HK$427K · loan HK$1.71M · min. income ≈ HK$18,256/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,271
−HK$519/mo
▼ 0.25% · 3.875%
HK$8,529
−HK$261/mo
Today · 4.125%
HK$8,790
baseline
▲ 0.50% · 4.625%
HK$9,325
+HK$535/mo
Deposit HK$320K · loan HK$1.81M · min. income ≈ HK$17,580/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,202
−HK$497/mo
▼ 0.25% · 3.875%
HK$9,449
−HK$250/mo
Today · 4.125%
HK$9,699
baseline
▲ 0.50% · 4.625%
HK$10,210
+HK$511/mo
Deposit HK$320K · loan HK$1.81M · min. income ≈ HK$19,398/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,758
−HK$549/mo
▼ 0.25% · 3.875%
HK$9,030
−HK$277/mo
Today · 4.125%
HK$9,307
baseline
▲ 0.50% · 4.625%
HK$9,873
+HK$566/mo
Deposit HK$213K · loan HK$1.92M · min. income ≈ HK$18,614/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,743
−HK$526/mo
▼ 0.25% · 3.875%
HK$10,004
−HK$265/mo
Today · 4.125%
HK$10,269
baseline
▲ 0.50% · 4.625%
HK$10,811
+HK$542/mo
Deposit HK$213K · loan HK$1.92M · min. income ≈ HK$20,538/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).