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At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,577/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,154/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$51,889 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tai Tong Road Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- H
- Saleable Area
- 447 Saleable ft²
- Gross Area
- 561 ft²
- Efficiency
- 80%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-25 | HK$4.25M | +6.2% 3.5y · 2.0%/yr |
| 2022-08-23 | HK$4.00M | +61.3% 10.0y · 6.0%/yr |
| 2012-08-07 | HK$2.48M | +57.0% |
| 2010-03-08 | HK$1.58M | −24.8% |
| 1997-07-09 | HK$2.10M | +12.3% |
| 1997-03-24 | HK$1.87M | +16.1% |
| 1997-02-20 | HK$1.61M | +61.0% |
| 1996-01-04 | HK$1.00M | — |