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At today's rate and a 90% mortgage, the deposit on this unit is about HK$470K, with repayments around HK$20,501/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$41,002/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,509 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tai Tong Road Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- A
- Saleable Area
- 447 Saleable ft²
- Gross Area
- 561 ft²
- Efficiency
- 80%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-03 | HK$5.00M | +35.9% 3.1y · 12.0%/yr |
| 2016-11-16 | HK$3.68M | +139.0% 7.0y · 20.0%/yr |
| 2009-11-06 | HK$1.54M | +22.2% |
| 2007-10-25 | HK$1.26M | +35.5% |
| 2007-03-30 | HK$930K | −48.3% |
| 1997-03-14 | HK$1.80M | +41.7% |
| 1996-06-06 | HK$1.27M | — |