▼ 0.50% · 3.625%
HK$4,189
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,320
−HK$132/mo
Today · 4.125%
HK$4,452
baseline
▲ 0.50% · 4.625%
HK$4,723
+HK$271/mo
Deposit HK$919K · loan HK$919K · min. income ≈ HK$8,904/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,660
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,785
−HK$127/mo
Today · 4.125%
HK$4,912
baseline
▲ 0.50% · 4.625%
HK$5,171
+HK$259/mo
Deposit HK$919K · loan HK$919K · min. income ≈ HK$9,824/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,608
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,751
−HK$146/mo
Today · 4.125%
HK$4,897
baseline
▲ 0.50% · 4.625%
HK$5,195
+HK$298/mo
Deposit HK$827K · loan HK$1.01M · min. income ≈ HK$9,794/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,127
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,264
−HK$139/mo
Today · 4.125%
HK$5,403
baseline
▲ 0.50% · 4.625%
HK$5,688
+HK$285/mo
Deposit HK$827K · loan HK$1.01M · min. income ≈ HK$10,806/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,183
−HK$159/mo
Today · 4.125%
HK$5,342
baseline
▲ 0.50% · 4.625%
HK$5,667
+HK$325/mo
Deposit HK$735K · loan HK$1.10M · min. income ≈ HK$10,684/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,743
−HK$152/mo
Today · 4.125%
HK$5,895
baseline
▲ 0.50% · 4.625%
HK$6,205
+HK$310/mo
Deposit HK$735K · loan HK$1.10M · min. income ≈ HK$11,790/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$172/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$353/mo
Deposit HK$643K · loan HK$1.19M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,221
−HK$165/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,723
+HK$337/mo
Deposit HK$643K · loan HK$1.19M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,865
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,047
−HK$186/mo
Today · 4.125%
HK$6,233
baseline
▲ 0.50% · 4.625%
HK$6,612
+HK$379/mo
Deposit HK$551K · loan HK$1.29M · min. income ≈ HK$12,466/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,525
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,700
−HK$177/mo
Today · 4.125%
HK$6,877
baseline
▲ 0.50% · 4.625%
HK$7,240
+HK$363/mo
Deposit HK$551K · loan HK$1.29M · min. income ≈ HK$13,754/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,284
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,479
−HK$199/mo
Today · 4.125%
HK$6,678
baseline
▲ 0.50% · 4.625%
HK$7,084
+HK$406/mo
Deposit HK$459K · loan HK$1.38M · min. income ≈ HK$13,356/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,991
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,178
−HK$190/mo
Today · 4.125%
HK$7,368
baseline
▲ 0.50% · 4.625%
HK$7,757
+HK$389/mo
Deposit HK$459K · loan HK$1.38M · min. income ≈ HK$14,736/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,703
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,911
−HK$212/mo
Today · 4.125%
HK$7,123
baseline
▲ 0.50% · 4.625%
HK$7,556
+HK$433/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$14,246/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,457
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,657
−HK$203/mo
Today · 4.125%
HK$7,860
baseline
▲ 0.50% · 4.625%
HK$8,274
+HK$414/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$15,720/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,122
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,343
−HK$225/mo
Today · 4.125%
HK$7,568
baseline
▲ 0.50% · 4.625%
HK$8,029
+HK$461/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$15,136/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,923
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,135
−HK$216/mo
Today · 4.125%
HK$8,351
baseline
▲ 0.50% · 4.625%
HK$8,791
+HK$440/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$16,702/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,541
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,775
−HK$238/mo
Today · 4.125%
HK$8,013
baseline
▲ 0.50% · 4.625%
HK$8,501
+HK$488/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$16,026/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,389
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,614
−HK$228/mo
Today · 4.125%
HK$8,842
baseline
▲ 0.50% · 4.625%
HK$9,308
+HK$466/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$17,684/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).