12/F 20

in SIU KWAI COURT SIU KEUNG HOUSE (BLOCK A)

Tuen Mun District · New Territories West

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1/F 16 381 ft² 1/F 18 441 ft² 1/F 2 441 ft² 1/F 20 487 ft² 1/F 3 441 ft² 1/F 6 441 ft² 1/F 8 483 ft² 1/F 9 483 ft² 2/F 11 443 ft² 2/F 15 443 ft² 2/F 18 443 ft² 2/F 22 443 ft² 2/F 4 531 ft² 2/F 5 447 ft² 2/F 7 443 ft² 3/F 11 443 ft² 3/F 14 443 ft² 3/F 15 443 ft² 3/F 17 381 ft² 3/F 19 443 ft² 3/F 20 489 ft² 3/F 21 489 ft² 3/F 23 443 ft² 3/F 4 530 ft² 3/F 9 485 ft² 4/F 14 442 ft² 4/F 17 381 ft² 4/F 18 443 ft² 4/F 3 443 ft² 4/F 4 531 ft² 4/F 7 443 ft² 5/F 11 442 ft² 5/F 14 443 ft² 5/F 15 442 ft² 5/F 16 381 ft² 5/F 3 443 ft² 5/F 8 485 ft² 6/F 1 485 ft² 6/F 11 443 ft² 6/F 16 381 ft² 6/F 2 443 ft² 6/F 21 489 ft² 6/F 24 485 ft² 6/F 5 447 ft² 6/F 6 443 ft² 6/F 8 485 ft² 7/F 11 443 ft² 7/F 12 488 ft² 7/F 14 443 ft² 7/F 17 381 ft² 7/F 5 447 ft² 8/F 10 443 ft² 8/F 14 442 ft² 8/F 15 443 ft² 8/F 18 443 ft² 8/F 22 443 ft² 8/F 24 485 ft² 9/F 1 485 ft² 9/F 13 489 ft² 9/F 16 381 ft² 9/F 17 381 ft² 9/F 23 442 ft² 9/F 5 447 ft² 9/F 6 443 ft² 9/F 7 443 ft² 10/F 20 488 ft² 10/F 6 443 ft² 11/F 1 484 ft² 11/F 15 443 ft² 11/F 16 381 ft² 11/F 18 443 ft² 11/F 19 443 ft² 11/F 2 443 ft² 11/F 20 489 ft² 11/F 22 442 ft² 11/F 24 484 ft² 11/F 5 447 ft² 11/F 6 442 ft² 11/F 8 485 ft² 12/F 11 443 ft² 12/F 14 443 ft² 12/F 15 443 ft² 12/F 19 442 ft² 12/F 20 488 ft² 12/F 24 485 ft² 12/F 3 443 ft² 12/F 4 531 ft² 12/F 5 446 ft² 12/F 8 485 ft² 13/F 1 485 ft² 13/F 10 443 ft² 13/F 13 489 ft² 13/F 16 381 ft² 13/F 17 381 ft² 13/F 18 442 ft² 13/F 19 443 ft² 13/F 21 489 ft² 13/F 23 443 ft² 13/F 24 485 ft² 13/F 3 443 ft² 13/F 5 447 ft² 14/F 10 443 ft² 14/F 11 443 ft² 14/F 12 489 ft² 14/F 14 443 ft² 14/F 17 381 ft² 14/F 18 443 ft² 14/F 2 443 ft² 14/F 21 489 ft² 14/F 23 443 ft² 15/F 14 443 ft² 15/F 16 381 ft² 15/F 18 442 ft² 15/F 19 443 ft² 15/F 23 443 ft² 16/F 10 442 ft² 16/F 15 443 ft² 16/F 16 381 ft² 16/F 18 443 ft² 16/F 2 442 ft² 16/F 21 489 ft² 16/F 22 443 ft² 16/F 9 485 ft² 17/F 10 443 ft² 17/F 12 489 ft² 17/F 15 443 ft² 17/F 16 381 ft² 17/F 19 442 ft² 17/F 2 443 ft² 18/F 1 485 ft² 18/F 12 489 ft² 18/F 17 381 ft² 18/F 2 442 ft² 19/F 11 443 ft² 19/F 13 489 ft² 19/F 19 442 ft² 19/F 21 489 ft² 19/F 7 443 ft² 20/F 12 489 ft² 20/F 14 442 ft² 20/F 16 381 ft² 20/F 2 442 ft² 20/F 4 531 ft² 20/F 7 443 ft² 20/F 8 485 ft² 20/F 9 485 ft² 21/F 1 485 ft² 21/F 13 489 ft² 21/F 14 443 ft² 21/F 15 443 ft² 21/F 18 442 ft² 21/F 19 443 ft² 21/F 20 489 ft² 21/F 24 485 ft² 21/F 3 442 ft² 21/F 5 447 ft² 21/F 7 442 ft² 21/F 8 485 ft² 22/F 1 485 ft² 22/F 11 442 ft² 22/F 17 381 ft² 22/F 21 489 ft² 22/F 6 443 ft² 23/F 1 485 ft² 23/F 15 443 ft² 23/F 2 442 ft² 23/F 3 443 ft² 23/F 7 443 ft² 23/F 9 485 ft² 24/F 10 443 ft² 24/F 13 489 ft² 24/F 14 442 ft² 24/F 16 381 ft² 24/F 2 443 ft² 24/F 5 447 ft² 24/F 7 443 ft² 25/F 10 442 ft² 25/F 16 381 ft² 25/F 18 443 ft² 25/F 5 447 ft² 25/F 8 485 ft² 26/F 11 442 ft² 26/F 13 489 ft² 26/F 17 381 ft² 26/F 20 488 ft² 26/F 4 531 ft² 26/F 5 447 ft² 26/F 7 443 ft² 27/F 17 381 ft² 27/F 19 442 ft² 27/F 20 489 ft² 27/F 22 442 ft² 27/F 23 442 ft² 27/F 3 443 ft² 27/F 6 442 ft² 27/F 7 442 ft² 27/F 9 485 ft² 28/F 7 443 ft² 28/F 8 485 ft² 29/F 10 442 ft² 29/F 11 443 ft² 29/F 14 443 ft² 29/F 17 381 ft² 29/F 2 442 ft² 29/F 22 443 ft² 29/F 3 442 ft² 29/F 6 443 ft² 30/F 11 442 ft² 30/F 13 489 ft² 30/F 15 443 ft² 30/F 16 381 ft² 30/F 17 381 ft² 30/F 18 442 ft² 30/F 22 443 ft² 30/F 23 443 ft² 30/F 3 442 ft² 30/F 4 531 ft² 30/F 9 485 ft² 31/F 10 443 ft² 31/F 17 381 ft² 31/F 18 442 ft² 31/F 19 443 ft² 31/F 2 443 ft² 31/F 3 443 ft² 31/F 4 531 ft² 31/F 6 442 ft² 31/F 7 443 ft² 32/F 2 443 ft² 32/F 3 443 ft² 32/F 5 447 ft² 33/F 1 485 ft² 33/F 11 443 ft² 33/F 16 381 ft² 33/F 2 443 ft² 33/F 6 442 ft² 33/F 7 443 ft² 33/F 9 485 ft² 34/F 1 485 ft² 34/F 15 443 ft² 34/F 16 381 ft² 34/F 17 381 ft² 34/F 18 443 ft² 34/F 2 443 ft² 34/F 22 443 ft² 34/F 23 443 ft² 34/F 4 531 ft² 34/F 6 443 ft² 34/F 9 485 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$2.99M

≈ HK$6,118 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$299K, with repayments around HK$13,022/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$12,254

−HK$768/mo

▼ 0.25% · 3.875%

HK$12,635

−HK$387/mo

Today · 4.125%

HK$13,022

baseline

▲ 0.50% · 4.625%

HK$13,814

+HK$792/mo

Deposit HK$299K · loan HK$2.69M · min. income ≈ HK$26,044/mo (50% DSR)

Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

LR-San Wai

≈ 2 min walk · 134 m

Education

schools within 1 km (36 within 500 m)

Daily convenience

within 1 km (21 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to LR-San Wai Station.

Family-friendly — 71 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: 20
Saleable Area: 488 Saleable ft²
Gross Area: 643 ft²
Efficiency: 76%
District: Tuen Mun District · New Territories West
School net (POA): 70

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
1999-04-01	HK$700K	—	—	HK$1,089

Other appraised units in this building

Data sourced from Renavon.com