20/F 12

in Siu Kwai Court Siu Fu House (Block B)

Tuen Mun District · New Territories West

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1/F 12 441 ft² 1/F 16 374 ft² 1/F 6 544 ft² 1/F 8 383 ft² 1/F 11 374 ft² 2/F 10 566 ft² 2/F 4 374 ft² 2/F 7 544 ft² 2/F 9 374 ft² 2/F 11 376 ft² 2/F 16 374 ft² 3/F 11 376 ft² 3/F 6 544 ft² 3/F 7 544 ft² 3/F 2 376 ft² 3/F 4 374 ft² 3/F 9 374 ft² 3/F 14 376 ft² 4/F 12 443 ft² 4/F 13 443 ft² 4/F 17 385 ft² 4/F 3 566 ft² 4/F 4 374 ft² 4/F 5 385 ft² 4/F 10 566 ft² 5/F 1 443 ft² 5/F 16 374 ft² 5/F 2 376 ft² 5/F 4 374 ft² 5/F 8 385 ft² 5/F 9 374 ft² 5/F 6 544 ft² 5/F 18 443 ft² 6/F 12 443 ft² 6/F 7 543 ft² 6/F 1 443 ft² 6/F 16 374 ft² 6/F 18 443 ft² 7/F 10 566 ft² 7/F 14 376 ft² 7/F 15 566 ft² 7/F 18 443 ft² 7/F 2 376 ft² 7/F 7 544 ft² 7/F 12 443 ft² 8/F 1 443 ft² 8/F 10 566 ft² 8/F 16 374 ft² 8/F 2 376 ft² 8/F 9 374 ft² 9/F 10 566 ft² 9/F 13 443 ft² 9/F 15 566 ft² 9/F 4 374 ft² 9/F 6 543 ft² 9/F 12 443 ft² 9/F 18 443 ft² 10/F 13 443 ft² 10/F 15 566 ft² 10/F 3 566 ft² 10/F 6 544 ft² 10/F 4 374 ft² 10/F 5 385 ft² 10/F 10 566 ft² 10/F 12 443 ft² 10/F 14 376 ft² 11/F 1 443 ft² 11/F 14 376 ft² 11/F 2 376 ft² 11/F 3 566 ft² 11/F 6 544 ft² 11/F 18 443 ft² 12/F 1 443 ft² 12/F 10 566 ft² 12/F 14 376 ft² 12/F 5 385 ft² 12/F 8 385 ft² 12/F 18 443 ft² 13/F 10 566 ft² 13/F 11 376 ft² 13/F 6 543 ft² 13/F 5 385 ft² 13/F 13 443 ft² 14/F 5 385 ft² 14/F 9 374 ft² 15/F 14 376 ft² 15/F 6 543 ft² 15/F 7 543 ft² 15/F 16 374 ft² 16/F 12 443 ft² 16/F 13 443 ft² 16/F 17 385 ft² 16/F 4 374 ft² 16/F 9 374 ft² 17/F 1 443 ft² 17/F 10 566 ft² 17/F 13 443 ft² 17/F 14 376 ft² 17/F 9 374 ft² 17/F 2 376 ft² 17/F 5 385 ft² 17/F 6 544 ft² 17/F 7 544 ft² 17/F 15 566 ft² 18/F 1 443 ft² 18/F 11 376 ft² 18/F 13 443 ft² 18/F 16 374 ft² 18/F 17 385 ft² 18/F 18 443 ft² 18/F 7 543 ft² 19/F 10 566 ft² 19/F 7 544 ft² 19/F 12 443 ft² 19/F 14 376 ft² 19/F 16 374 ft² 19/F 17 385 ft² 20/F 12 443 ft² 20/F 13 443 ft² 20/F 16 374 ft² 20/F 7 544 ft² 20/F 5 385 ft² 20/F 14 376 ft² 21/F 1 443 ft² 21/F 10 566 ft² 21/F 16 374 ft² 21/F 18 443 ft² 21/F 4 374 ft² 21/F 9 374 ft² 22/F 12 443 ft² 22/F 15 566 ft² 22/F 18 443 ft² 22/F 2 376 ft² 22/F 3 566 ft² 22/F 5 385 ft² 22/F 6 543 ft² 22/F 13 443 ft² 22/F 14 376 ft² 23/F 14 376 ft² 23/F 18 443 ft² 24/F 11 376 ft² 24/F 15 566 ft² 24/F 16 374 ft² 24/F 17 385 ft² 24/F 5 385 ft² 25/F 1 443 ft² 25/F 11 376 ft² 25/F 12 443 ft² 25/F 17 385 ft² 26/F 14 376 ft² 26/F 4 374 ft² 26/F 7 544 ft² 26/F 6 544 ft² 26/F 13 443 ft² 27/F 8 385 ft² 27/F 9 374 ft² 28/F 1 443 ft² 28/F 10 566 ft² 28/F 16 374 ft² 28/F 18 443 ft² 28/F 4 374 ft² 28/F 5 385 ft² 28/F 6 544 ft² 28/F 2 376 ft² 28/F 14 376 ft² 29/F 1 443 ft² 29/F 17 385 ft² 29/F 9 374 ft² 29/F 5 385 ft² 29/F 16 374 ft² 30/F 11 376 ft² 30/F 17 385 ft² 30/F 18 443 ft² 30/F 4 374 ft² 30/F 2 376 ft² 30/F 9 374 ft² 30/F 10 566 ft² 30/F 15 566 ft² 30/F 16 374 ft² 31/F 1 443 ft² 31/F 10 566 ft² 31/F 13 443 ft² 31/F 14 376 ft² 31/F 17 385 ft² 31/F 18 443 ft² 31/F 2 376 ft² 31/F 4 374 ft² 31/F 8 385 ft² 32/F 12 443 ft² 32/F 7 544 ft² 32/F 8 385 ft² 32/F 10 566 ft² 32/F 16 374 ft² 33/F 1 443 ft² 33/F 11 376 ft² 33/F 12 443 ft² 33/F 14 376 ft² 33/F 15 566 ft² 33/F 16 374 ft² 33/F 2 376 ft² 33/F 9 374 ft² 33/F 5 385 ft² 33/F 13 443 ft² 34/F 13 443 ft² 34/F 14 376 ft² 34/F 15 566 ft² 34/F 16 374 ft² 34/F 17 385 ft² 34/F 12 443 ft²

Crescira AVM · estimated value ● Medium confidence

HK$3.49M

≈ HK$7,887 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$349K, with repayments around HK$15,240/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$14,341

−HK$899/mo

▼ 0.25% · 3.875%

HK$14,787

−HK$453/mo

Today · 4.125%

HK$15,240

baseline

▲ 0.50% · 4.625%

HK$16,168

+HK$928/mo

Deposit HK$349K · loan HK$3.14M · min. income ≈ HK$30,480/mo (50% DSR)

Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 20/F
Flat: 12
Saleable Area: 443 ft²
Gross Area: 591 ft²
Efficiency: 75%
District: Tuen Mun District · New Territories West
School net (POA): 70

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
1998-11-03	HK$450K	—	—	HK$761

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

San Wai (Light Rail)

≈ 3 min walk · 185 m

Education

schools within 1 km (24 within 500 m)

Daily convenience

within 1 km (14 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to San Wai Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 24 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com