▼ 0.50% · 3.625%
HK$17,173
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,708
−HK$542/mo
Today · 4.125%
HK$18,250
baseline
▲ 0.50% · 4.625%
HK$19,361
+HK$1,111/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,500/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,105
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,618
−HK$519/mo
Today · 4.125%
HK$20,137
baseline
▲ 0.50% · 4.625%
HK$21,199
+HK$1,062/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,274/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,891
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,478
−HK$597/mo
Today · 4.125%
HK$20,075
baseline
▲ 0.50% · 4.625%
HK$21,297
+HK$1,222/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$40,150/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,016
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,579
−HK$572/mo
Today · 4.125%
HK$22,151
baseline
▲ 0.50% · 4.625%
HK$23,319
+HK$1,168/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$44,302/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,608
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,249
−HK$651/mo
Today · 4.125%
HK$21,900
baseline
▲ 0.50% · 4.625%
HK$23,233
+HK$1,333/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,800/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,926
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,541
−HK$624/mo
Today · 4.125%
HK$24,165
baseline
▲ 0.50% · 4.625%
HK$25,439
+HK$1,274/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,330/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,325
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,020
−HK$705/mo
Today · 4.125%
HK$23,725
baseline
▲ 0.50% · 4.625%
HK$25,169
+HK$1,444/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$47,450/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,837
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,503
−HK$676/mo
Today · 4.125%
HK$26,179
baseline
▲ 0.50% · 4.625%
HK$27,559
+HK$1,380/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$52,358/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,043
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,791
−HK$759/mo
Today · 4.125%
HK$25,550
baseline
▲ 0.50% · 4.625%
HK$27,105
+HK$1,555/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$51,100/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,747
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,465
−HK$727/mo
Today · 4.125%
HK$28,192
baseline
▲ 0.50% · 4.625%
HK$29,679
+HK$1,487/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$56,384/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,760
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,561
−HK$815/mo
Today · 4.125%
HK$27,376
baseline
▲ 0.50% · 4.625%
HK$29,041
+HK$1,665/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$54,752/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,658
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,426
−HK$780/mo
Today · 4.125%
HK$30,206
baseline
▲ 0.50% · 4.625%
HK$31,798
+HK$1,592/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$60,412/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,477
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,332
−HK$869/mo
Today · 4.125%
HK$29,201
baseline
▲ 0.50% · 4.625%
HK$30,977
+HK$1,776/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$58,402/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,568
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,388
−HK$832/mo
Today · 4.125%
HK$32,220
baseline
▲ 0.50% · 4.625%
HK$33,918
+HK$1,698/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$64,440/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,195
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,103
−HK$923/mo
Today · 4.125%
HK$31,026
baseline
▲ 0.50% · 4.625%
HK$32,913
+HK$1,887/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$62,052/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,479
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,350
−HK$884/mo
Today · 4.125%
HK$34,234
baseline
▲ 0.50% · 4.625%
HK$36,038
+HK$1,804/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$68,468/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,912
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,874
−HK$977/mo
Today · 4.125%
HK$32,851
baseline
▲ 0.50% · 4.625%
HK$34,850
+HK$1,999/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$65,702/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,389
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,312
−HK$935/mo
Today · 4.125%
HK$36,247
baseline
▲ 0.50% · 4.625%
HK$38,158
+HK$1,911/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$72,494/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,941 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).