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At today's rate and a 90% mortgage, the deposit on this unit is about HK$411K, with repayments around HK$17,913/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,826/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$21,430 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Choy Yee Bridge Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 419 Saleable ft²
- Gross Area
- 535 ft²
- Efficiency
- 78%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-08 | HK$3.90M | −19.1% 7.6y · −2.0%/yr |
| 2018-04-19 | HK$4.82M | +66.2% 3.6y · 18.0%/yr |
| 2014-09-02 | HK$2.90M | +61.1% |
| 2012-03-15 | HK$1.80M | +7.1% |
| 2010-10-22 | HK$1.68M | +35.5% |
| 2009-08-18 | HK$1.24M | +18.1% |
| 2000-11-14 | HK$1.05M | — |