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At today's rate and a 90% mortgage, the deposit on this unit is about HK$406K, with repayments around HK$17,727/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$406K · loan HK$3.66M · min. income ≈ HK$35,454/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$12,916 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Ho Tin Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- F
- Saleable Area
- 447 Saleable ft²
- Gross Area
- 583 ft²
- Efficiency
- 77%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-12 | HK$3.99M | +14.0% 9.6y · 1.0%/yr |
| 2016-08-19 | HK$3.50M | +139.7% 6.4y · 22.0%/yr |
| 2010-03-26 | HK$1.46M | +15.9% |
| 2009-10-15 | HK$1.26M | +5.9% |
| 2008-04-02 | HK$1.19M | +0.8% |
| 1998-11-24 | HK$1.18M | — |