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At today's rate and a 90% mortgage, the deposit on this unit is about HK$413K, with repayments around HK$18,011/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,022/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$25,945 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 13 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- A
- Saleable Area
- 403 Saleable ft²
- Gross Area
- 520 ft²
- Efficiency
- 78%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-02 | HK$5.00M | −3.8% 6.4y · −1.0%/yr |
| 2019-06-28 | HK$5.20M | +39.4% 4.0y · 10.0%/yr |
| 2015-07-17 | HK$3.73M | +124.7% |
| 2011-02-23 | HK$1.66M | +4.4% |
| 1996-10-11 | HK$1.59M | +20.5% |
| 1995-09-14 | HK$1.32M | — |