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At today's rate and a 90% mortgage, the deposit on this unit is about HK$455K, with repayments around HK$19,865/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$39,730/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,937 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Town Centre Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 423 Saleable ft²
- Gross Area
- 579 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-12 | HK$4.50M | −6.3% 2.9y · −2.0%/yr |
| 2022-12-19 | HK$4.80M | −6.7% 5.0y · −1.0%/yr |
| 2018-01-04 | HK$5.15M | +50.6% 3.3y · 15.0%/yr |
| 2014-09-11 | HK$3.42M | +173.6% |
| 2005-03-04 | HK$1.25M | +28.9% |
| 2004-10-27 | HK$970K | −21.1% |
| 1998-09-08 | HK$1.23M | — |