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At today's rate and a 90% mortgage, the deposit on this unit is about HK$302K, with repayments around HK$13,178/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$302K · loan HK$2.72M · min. income ≈ HK$26,356/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Ho Tin Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 451 ft²
- Efficiency
- 65%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-13 | HK$3.30M | −16.0% 4.1y · −4.0%/yr |
| 2020-02-03 | HK$3.93M | +51.9% 4.1y · 13.0%/yr |
| 2016-01-04 | HK$2.59M | +428.2% 13.8y · 31.0%/yr |
| 2002-03-02 | HK$490K | −9.3% |
| 2001-06-11 | HK$540K | — |