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At today's rate and a 90% mortgage, the deposit on this unit is about HK$501K, with repayments around HK$21,874/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$43,748/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$112,833 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- H
- Saleable Area
- 609 Saleable ft²
- Gross Area
- 734 ft²
- Efficiency
- 83%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-13 | HK$6.62M | +15.7% 3.3y · 5.0%/yr |
| 2017-08-09 | HK$5.72M | +56.7% 3.3y · 17.0%/yr |
| 2014-05-08 | HK$3.65M | +18.9% |
| 2012-05-17 | HK$3.07M | +21.3% |
| 2010-12-21 | HK$2.53M | +80.7% |
| 2007-11-27 | HK$1.40M | — |