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At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,218/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$395K · loan HK$3.55M · min. income ≈ HK$34,436/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tuen Mun Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- B
- Saleable Area
- 348 Saleable ft²
- Gross Area
- 505 ft²
- Efficiency
- 69%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-13 | HK$3.50M | −12.5% 6.5y · −2.0%/yr |
| 2019-03-25 | HK$4.00M | +54.4% 5.1y · 11.0%/yr |
| 2014-01-24 | HK$2.59M | +164.3% |
| 2008-02-18 | HK$980K | +21.0% |
| 2007-10-29 | HK$810K | — |