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At today's rate and a 90% mortgage, the deposit on this unit is about HK$533K, with repayments around HK$23,266/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,532/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$120,013 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 11 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 10 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- E
- Saleable Area
- 567 Saleable ft²
- Gross Area
- 764 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-03 | HK$4.80M | −31.2% 3.8y · −8.0%/yr |
| 2021-06-30 | HK$6.98M | +12.9% 3.3y · 4.0%/yr |
| 2018-03-14 | HK$6.18M | +38.9% 3.2y · 12.0%/yr |
| 2014-12-12 | HK$4.45M | — |