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At today's rate and a 90% mortgage, the deposit on this unit is about HK$549K, with repayments around HK$23,932/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$47,864/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,450 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- A
- Saleable Area
- 609 Saleable ft²
- Gross Area
- 734 ft²
- Efficiency
- 83%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-04 | HK$5.40M | +3.3% 1.7y · 2.0%/yr |
| 2024-03-22 | HK$5.23M | −14.0% 3.5y · −4.0%/yr |
| 2020-09-15 | HK$6.08M | +164.3% 23.7y · 7.0%/yr |
| 1997-03-01 | HK$2.30M | — |