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At today's rate and a 90% mortgage, the deposit on this unit is about HK$405K, with repayments around HK$17,678/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$35,356/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$10,677 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Choy Yee Bridge Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 464 Saleable ft²
- Gross Area
- 607 ft²
- Efficiency
- 76%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-27 | HK$4.98M | +28.4% 4.9y · 6.0%/yr |
| 2015-07-17 | HK$3.88M | +120.5% |
| 2011-01-20 | HK$1.76M | +22.2% |
| 2010-07-19 | HK$1.44M | +7.5% |
| 2010-03-08 | HK$1.34M | +32.7% |
| 2008-02-05 | HK$1.01M | +6.3% |
| 2008-01-22 | HK$950K | −2.1% |
| 2005-01-17 | HK$970K | −42.9% |
| 1996-11-09 | HK$1.70M | — |