Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$48.88M
≈ HK$30,286 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.66M, with repayments around HK$165,832/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$156,046
−HK$9,786/mo
▼ 0.25% · 3.875%
HK$160,900
−HK$4,932/mo
Today · 4.125%
HK$165,832
baseline
▲ 0.50% · 4.625%
HK$175,922
+HK$10,090/mo

Deposit HK$14.66M · loan HK$34.22M · min. income ≈ HK$331,664/mo (50% DSR)

Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$2,077,451 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
L7/F
Flat
1
Saleable Area
1,614 ft²
Gross Area
1,871 ft²
Efficiency
86%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2009-08-20 HK$24.65M +64.3%
4.5y
2005-03-24 HK$15.00M +19.5%
5.1y
2000-02-19 HK$12.55M −6.3%
3.7y
1996-06-07 HK$13.40M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 7 min walk · 529 m
Education
3
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Ocean Park Station (a rail station within an 8-min walk earns this label).

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building