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Crescira AVM · estimated value Medium confidence
HK$20.17M
≈ HK$19,909 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.05M, with repayments around HK$68,421/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$64,384
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,387
−HK$2,034/mo
Today · 4.125%
HK$68,421
baseline
▲ 0.50% · 4.625%
HK$72,585
+HK$4,164/mo

Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,842/mo (50% DSR)

Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,815 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Chai Wan Station
≈ 42 min walk · 3,298 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Unit Information

Floor
3/F
Flat
B
Saleable Area
1,013 Saleable ft²
Gross Area
1,401 ft²
Efficiency
72%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2025-12-03 HK$16.90M +18.2%
28.9y · 1.0%/yr
1997-02-04 HK$14.30M
Data sourced from Renavon.com