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Crescira AVM · estimated value Medium confidence
HK$52.53M
≈ HK$25,638 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.76M, with repayments around HK$178,215/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$167,698
−HK$10,517/mo
▼ 0.25% · 3.875%
HK$172,915
−HK$5,300/mo
Today · 4.125%
HK$178,215
baseline
▲ 0.50% · 4.625%
HK$189,058
+HK$10,843/mo

Deposit HK$15.76M · loan HK$36.77M · min. income ≈ HK$356,430/mo (50% DSR)

Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$2,232,575 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
7座(28號)
Saleable Area
2,049 ft²
Gross Area
2,288 ft²
Efficiency
90%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2019-04-16 HK$50.00M +405.1%
16.8y
2002-08-28 HK$9.90M −26.0%
1996-07-16 HK$13.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 28 min walk · 2,171 m
(quite far — consider other transport options)
Education
2
schools within 1 km (2 within 500 m)
Daily convenience
4
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
7
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 7 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com