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Crescira AVM · estimated value Medium confidence
HK$3.21M
≈ HK$11,008 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$321K, with repayments around HK$14,020/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$13,193
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,603
−HK$417/mo
Today · 4.125%
HK$14,020
baseline
▲ 0.50% · 4.625%
HK$14,873
+HK$853/mo

Deposit HK$321K · loan HK$2.89M · min. income ≈ HK$28,040/mo (50% DSR)

Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Shau Kei Wan Station
≈ 2 min walk · 148 m
Education
30
schools within 1 km (15 within 500 m)
Daily convenience
29
within 1 km (18 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Shau Kei Wan Station Station.

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
D
Saleable Area
292 Saleable ft²
Gross Area
440 ft²
Efficiency
66%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2026-02-25 HK$3.35M −11.8%
11.1y · −1.0%/yr
2015-01-08 HK$3.80M +65.2%
2011-12-12 HK$2.30M +50.3%
2009-01-22 HK$1.53M +1.3%
2008-06-13 HK$1.51M +7.9%
2008-04-14 HK$1.40M −23.5%
1997-05-13 HK$1.83M +30.7%
1996-12-12 HK$1.40M
Data sourced from Renavon.com