▼ 0.50% · 3.625%
HK$7,536
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,770
−HK$238/mo
Today · 4.125%
HK$8,008
baseline
▲ 0.50% · 4.625%
HK$8,496
+HK$488/mo
Deposit HK$1.65M · loan HK$1.65M · min. income ≈ HK$16,016/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,384
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,608
−HK$228/mo
Today · 4.125%
HK$8,836
baseline
▲ 0.50% · 4.625%
HK$9,302
+HK$466/mo
Deposit HK$1.65M · loan HK$1.65M · min. income ≈ HK$17,672/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,289
−HK$520/mo
▼ 0.25% · 3.875%
HK$8,547
−HK$262/mo
Today · 4.125%
HK$8,809
baseline
▲ 0.50% · 4.625%
HK$9,345
+HK$536/mo
Deposit HK$1.49M · loan HK$1.82M · min. income ≈ HK$17,618/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,222
−HK$498/mo
▼ 0.25% · 3.875%
HK$9,469
−HK$251/mo
Today · 4.125%
HK$9,720
baseline
▲ 0.50% · 4.625%
HK$10,232
+HK$512/mo
Deposit HK$1.49M · loan HK$1.82M · min. income ≈ HK$19,440/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,043
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,324
−HK$286/mo
Today · 4.125%
HK$9,610
baseline
▲ 0.50% · 4.625%
HK$10,195
+HK$585/mo
Deposit HK$1.32M · loan HK$1.98M · min. income ≈ HK$19,220/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,060
−HK$544/mo
▼ 0.25% · 3.875%
HK$10,330
−HK$274/mo
Today · 4.125%
HK$10,604
baseline
▲ 0.50% · 4.625%
HK$11,163
+HK$559/mo
Deposit HK$1.32M · loan HK$1.98M · min. income ≈ HK$21,208/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,797
−HK$614/mo
▼ 0.25% · 3.875%
HK$10,101
−HK$310/mo
Today · 4.125%
HK$10,411
baseline
▲ 0.50% · 4.625%
HK$11,044
+HK$633/mo
Deposit HK$1.16M · loan HK$2.15M · min. income ≈ HK$20,822/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,899
−HK$588/mo
▼ 0.25% · 3.875%
HK$11,191
−HK$296/mo
Today · 4.125%
HK$11,487
baseline
▲ 0.50% · 4.625%
HK$12,093
+HK$606/mo
Deposit HK$1.16M · loan HK$2.15M · min. income ≈ HK$22,974/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,550
−HK$662/mo
▼ 0.25% · 3.875%
HK$10,878
−HK$334/mo
Today · 4.125%
HK$11,212
baseline
▲ 0.50% · 4.625%
HK$11,894
+HK$682/mo
Deposit HK$991K · loan HK$2.31M · min. income ≈ HK$22,424/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,737
−HK$634/mo
▼ 0.25% · 3.875%
HK$12,052
−HK$319/mo
Today · 4.125%
HK$12,371
baseline
▲ 0.50% · 4.625%
HK$13,023
+HK$652/mo
Deposit HK$991K · loan HK$2.31M · min. income ≈ HK$24,742/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,304
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,655
−HK$358/mo
Today · 4.125%
HK$12,013
baseline
▲ 0.50% · 4.625%
HK$12,743
+HK$730/mo
Deposit HK$826K · loan HK$2.48M · min. income ≈ HK$24,026/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,575
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,913
−HK$342/mo
Today · 4.125%
HK$13,255
baseline
▲ 0.50% · 4.625%
HK$13,953
+HK$698/mo
Deposit HK$826K · loan HK$2.48M · min. income ≈ HK$26,510/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,057
−HK$756/mo
▼ 0.25% · 3.875%
HK$12,432
−HK$381/mo
Today · 4.125%
HK$12,813
baseline
▲ 0.50% · 4.625%
HK$13,593
+HK$780/mo
Deposit HK$661K · loan HK$2.64M · min. income ≈ HK$25,626/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,414
−HK$724/mo
▼ 0.25% · 3.875%
HK$13,773
−HK$365/mo
Today · 4.125%
HK$14,138
baseline
▲ 0.50% · 4.625%
HK$14,884
+HK$746/mo
Deposit HK$661K · loan HK$2.64M · min. income ≈ HK$28,276/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,811
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,209
−HK$405/mo
Today · 4.125%
HK$13,614
baseline
▲ 0.50% · 4.625%
HK$14,443
+HK$829/mo
Deposit HK$496K · loan HK$2.81M · min. income ≈ HK$27,228/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,252
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,634
−HK$388/mo
Today · 4.125%
HK$15,022
baseline
▲ 0.50% · 4.625%
HK$15,814
+HK$792/mo
Deposit HK$496K · loan HK$2.81M · min. income ≈ HK$30,044/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,564
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,986
−HK$429/mo
Today · 4.125%
HK$14,415
baseline
▲ 0.50% · 4.625%
HK$15,292
+HK$877/mo
Deposit HK$330K · loan HK$2.97M · min. income ≈ HK$28,830/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,090
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,495
−HK$411/mo
Today · 4.125%
HK$15,906
baseline
▲ 0.50% · 4.625%
HK$16,744
+HK$838/mo
Deposit HK$330K · loan HK$2.97M · min. income ≈ HK$31,812/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).